Contingencies

From extreme weather and cyberattacks to geopolitical conflict and economic volatility, multiple crises are weighing on an increasingly interconnected world. How can actuaries help insurers and policymakers prepare for these risks?

From utilization to mortality assumptions, these medications raise new cost and risk considerations for actuaries and insurers.

Health insurance protects against financial risk, but it also shapes how care is used. Artificial intelligence points to a more targeted approach to managing incentives.

As the United States celebrates its 250th birthday, key legal decisions, technological breakthroughs, and political battles reveal how insurance evolved alongside the nation itself.

How do global trade dynamics affect risk, investment, and insurance? This article uses the lens of comparative advantage and full employment to explore the economics of trade—and why it matters to actuaries.

You may never meet one—but actuaries influence your finances, health care, workplace benefits, and retirement through the systems that support Americans from birth to old age.

An evolving Social Security, rising health care costs, and climate-driven insurance challenges are impacting retirement in ways that are increasingly interconnected. Actuaries are uniquely positioned to analyze how these pressures intersect and affect retirement outcomes.

As cell and gene therapies evolve, actuaries must adapt models to account for evolving regulations, uncertain clinical outcomes, and changing financial frameworks.

Academy membership helps actuaries stay ahead with the tools, knowledge, and networks to grow professionally, enables employers to tap into this expertise, and strengthens the U.S. profession.

As emerging technologies transform actuarial work, actuaries should be prepared to face challenges in transparency, control, and accountability—while continuing to uphold the principles of professionalism.