Academy Resources

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Issue Brief

Issue Brief Examines the Current State of LTCI

A new issue brief from the Academy’s Long-Term Care Committee, The State of Long-Term Care Insurance—2025, highlights the current state of LTCI, focusing specifically on policy design, the… Download
Topics: Long-Term Care
Date Published: 02/13/2025
Comment / Letter

Committee Comments on LTCI MSA Framework Exposure Draft

The Long-Term Care (LTC) Committee submitted comments to the NAIC’s Long-Term Care (B) Task Force (LTCAWG) in response to the NAIC Long-Term Care Insurance (B) Task Force’s November 20, 2024,… Download
Date Published: 12/12/2024
Comment / Letter

Committee Comments on LTCI MSA Proposals

The Long-Term Care (LTC) Committee submitted comments to the NAIC’s Long-Term Care Actuarial (B) Working Group (LTCAWG) in response to LTCAWG’s August 12, 2024, request for comments on Proposals… Download
Date Published: 09/27/2024
ASOP 18

Long-Term Care

Topics: Long-Term Care
Date Published: 09/23/2024
Comment / Letter

Committee Comments on LTC MSA Minnesota Approach

The Long-Term Care (LTC) Committee submitted comments to the NAIC’s Long-Term Care Actuarial (B) Working Group (LTCAWG) in response to LTCAWG’s July 2 request for comments on the Minnesota… Download
Date Published: 07/23/2024
Comment / Letter

Committee Comments on LTC Financing for WA Cares Fund Program

The Health Practice Council’s Long-Term Care (LTC) Reform Committee submitted comments to the Office of the State Actuary for the state of Washington on key issues related to LTC financing and risk… Download
Date Published: 10/23/2023
Comment / Letter

Committee Comments to CMS on Cost-Sharing Payments Program’s Maximum Monthly Cap

Health Practice Council’s Medicare Committee submitted a comment letter to the Centers for Medicare & Medicaid Services on the draft part one guidance for the Maximum Monthly Cap on Cost-Sharing… Download
Date Published: 09/20/2023
Comment / Letter

Comment Letter to the NAIC LTC Actuarial (B) Working Group on Long-Term Care (LTC) Past Losses

The Long-term Care Reform Subcommittee sent a comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care Actuarial (B) Working Group featuring an Academy issue… Download
Date Published: 04/11/2023
Comment / Letter

Financial Reporting and Solvency Committee Comments to NAIC on AG 51, Appendix A-010

The Health Practice Council’s Financial Reporting and Solvency Committee sent a comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care Actuarial (B) Working… Download
Date Published: 02/23/2023
Comment / Letter

Work Group Follow-Up Presentation to the NAIC Long-Term Care Actuarial (B) Working Group on Long-Term Care Insurance Mortality and Lapse Study

The Long-Term Care Valuation Work Group gave a follow-up presentation to the National Association of Insurance Commissioners (NAIC) NAIC Long-Term Care Actuarial (B) Working Group to discuss the data… Download
Date Published: 06/24/2022
Issue Brief

Work Group Releases LTC Actuarial Equivalence Public Policy Issue Brief

The Long-Term Care (LTC) Reform Subcommittee’s LTC Actuarial Equivalence Work Group released the public policy issue brief, Value of Reduced Benefit Options in Long-Term Care Insurance Rate… Download
Date Published: 05/25/2022
Practice Note

Work Group Releases Practice Note on Long-Term Care Insurance Combination Product Valuation

The Academy’s Life Long-Term Care Combo Product Valuation Practice Note Work Group released Long-Term Care Insurance Combination Product Valuation, a practice note to that addresses the application…
Date Published: 04/20/2022
Comment / Letter

Subcommittee Comment Letter to CMS on the Proposed Rule for the 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs

The Long-Term Care Medicaid Subcommittee submitted a comment letter to the Centers for Medicare & Medicaid Services (CMS) on the proposed rule, “Medicare Program; Contract Year 2023 Policy and… Download
Date Published: 03/07/2022

Subcommittee Comments to CMS on Proposed Rule

The Long-Term Care Medicaid Subcommittee submitted a comment letter to the Centers for Medicare & Medicaid Services (CMS) on the proposed rule, “Medicare Program; Contract Year 2023 Policy and… Download
Date Published: 03/07/2022
Presentation

Work Group Presentation to the NAIC Health Actuarial (B) Task Force on Long-Term Care Insurance Mortality and Lapse Study

The Long-Term Care Valuation Work Group presented results of the Long-Term Care Insurance Mortality and Lapse Study to the National Association of Insurance Commissioners (NAIC) Health Actuarial (B)… Download
Date Published: 11/29/2021
NAIC Report

Long-Term Care Valuation Work Group Releases the Long-Term Care Insurance Mortality and Lapse Study

The Long-Term Care Valuation Work Group released a major report, the Long-Term Care Insurance Mortality and Lapse Study, as a result of a 2016 request from the NAIC’s Health Actuarial (B) Task… Download
Date Published: 11/19/2021
Comment / Letter

Comment Letter to the NAIC Long-Term Care (EX) Task Force on the Long-Term Care Insurance Multistate Rate Review Framework

LTC Reform Subcommittee comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care Insurance (EX) Task Force regarding the exposure drafts of the operational and… Download
Date Published: 10/08/2021
Comment / Letter

Subcommittee Comment Letter to the NAIC Long-Term Care Insurance Reduced Benefit Options (EX) Subgroup on Issues Related to LTC Wellness Benefits

Long-term Care Reform Subcommittee comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care Insurance Reduced Benefit Options (EX) Subgroup regarding the July 22,… Download
Date Published: 09/03/2021

Subcommittee Submits Comment Letter to the NAIC Long-Term Care Insurance Reduced Benefit Options (EX) Subgroup on Issues Related to LTC Wellness Benefits

The Long-term Care Reform Subcommittee submitted a comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care Insurance Reduced Benefit Options (EX) Subgroup… Download
Date Published: 09/03/2021
Issue Brief

Issue Brief on LTC Financing Reform Proposals Involving Public Programs

Long-term Care (LTC) Reform Subcommittee issue brief on LTC financing reform proposals involving public programs. This issue brief provides a side-by side assessment of various federal and state… Download
Topics: Long-Term Care
Date Published: 07/28/2021
Comment / Letter

Comment Letter to the NAIC Long-Term Care (EX) Task Force on the Long-Term Care Insurance Multistate Rate Review Framework

Long-term Care Reform Subcommittee comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care (EX) Task Force regarding the June 10, 2021 exposure draft of the… Download
Date Published: 07/26/2021

Comment Letter Sent to the NAIC Long-Term Care (EX) Task Force on the Long-Term Care Insurance Multistate Rate Review Framework

The Long-term Care Reform Subcommittee sent a comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care (EX) Task Force regarding the June 10, 2021 exposure… Download
Date Published: 07/26/2021
Comment / Letter

Comment Letter to the NAIC Long-Term Care (EX) Task Force on the Long-Term Care Insurance Multistate Rate Review Framework

Long-term Care Reform Subcommittee comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care (EX) Task Force regarding the April 9, 2021 exposure draft of the… Download
Date Published: 05/24/2021

LTC Reform Subcommittee Comments to NAIC on LTC Insurance Multistate Rate Review Framework

The Long-Term Care (LTC) Reform Subcommittee submitted a comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care (EX) Task Force regarding the April 9 exposure… Download
Date Published: 05/24/2021
Practice Note

Long-Term Care Insurance Practice Note

Long-Term Care (LTC) Practice Note Work Group’s Long-Term Care Insurance public policy practice note to provide a source of information to practicing long-term care (LTC) actuaries seeking to… Download
Date Published: 05/14/2021