Academy Resources

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Policy Paper

Long Term Care Combo Product – Modeling, Assumptions, and Risks

This paper authored by the Life Experience & Assumptions Committee provides a practical actuarial overview of combination insurance products that pair life insurance or annuities with long-term… Download
Date Published: 10/16/2026
Comment / Letter

Committee Comments to LATF on AG 55 Guidance

The American Academy of Actuaries’ Life Valuation Committee generally supports the NAIC’s proposed year-end 2026 AG 55 disclosure requirements for offshore reinsurance but recommends also… Download
Date Published: 10/14/2026
Comment / Letter

COPLFR Comments to NAIC on Title SAO Instructions

In this comment letter, Academy’s Committee on Property and Liability Financial Reporting responds to the NAIC’s Actuarial Opinion (C) Working Group’s recent exposure of the 2027 Title… Download
Date Published: 10/13/2026
Date Published: 10/09/2026
Date Published: 10/07/2026
Date Published: 10/01/2026
When Every Consumer Has an AI Insurance Advisor
Contingencies September/October 2026

When Every Consumer Has an AI Insurance Advisor

Topics: Web Exclusive
Date Published: 10/01/2026
Date Published: 09/30/2026
Presentation

CLOs–Update on Asset Risk Structure

In this presentation at the NAIC Insurance Summit, C1 Subcommittee Chairperson Steve Smith provides an update on collateralized loan obligations (CLO) modeling work completed over the past several… Download
Date Published: 09/30/2026
Comment / Letter

Comments on Reinsurance Thresholds in the Disclosure of Material Transactions Model Act #285

The Reinsurance Work Group submitted comments in response to the NAIC Financial Condition (E) Committee’s memorandum of Model Act #285. Download
Date Published: 09/30/2026
Comment / Letter

Comment Letter to NAIC on Reinsurance Recapture

The Reinsurance Work Group submitted comments in response to the NAIC Life Risk-Based Capital (E) Working Group’s referral on developing a reinsurance recapture RBC factor. Download
Date Published: 09/30/2026
Comment / Letter

Comments on RBC Gaps and Inconsistencies Exposure

The Cross-Practice RBC Task Force commented on the NAIC’s RBC Model Governance (EX) Task Force exposure of potential gaps and inconsistencies for prioritization. The Academy included a summary of… Download
Date Published: 09/29/2026
Comment / Letter

Possible Structure Exposure Comment Letter

Leadership from RBC-related Academy committees provided some priority considerations in response to an NAIC RBC Model Governance (EX) Task Force exposure on proposed RBC oversight structures. Download
Date Published: 09/29/2026
Policy Paper

Attribution Science Methodologies from an Actuarial Perspective

The Climate Change Joint Committee released Attribution Science Methodologies from an Actuarial Perspective, a paper examining how attribution science, which quantifies climate change’s influence on… Download
Date Published: 09/29/2026
Practice Note

Annuity Principle-Based Reserves Under VM 22 Practice Note

This practice note provides practical guidance for actuaries on implementing principle-based reserve valuation for non-variable annuity products under the VM-22 framework, as adopted by the NAIC. It… Download
Date Published: 09/25/2026
Comment / Letter

Request for Comments on the Draft Buyers Guide on Deferred Annuities

The American Academy of Actuaries Annuity Products Subcommittee submitted comments on the NAIC Draft Buyer’s Guide for Deferred Annuities, recommending clarifications, consolidation of redundant… Download
Date Published: 09/24/2026
Policy Paper

Exploring the Concept of a Retirement Crisis in the United States

The Retirement Policy and Design Evaluation Committee released a policy paper and executive summary, Exploring the Concept of a Retirement Crisis in the United States. These resources explore the… Download
Date Published: 09/22/2026
Issue Brief

Medicare’s Financial Condition: Beyond Actuarial Balance

Medicare’s Financial Condition: Beyond Actuarial Balance, is the Academy’s annual look at the latest Medicare Trustees Report. This issue brief, developed by the Academy’s Medicare Committee,… Download
Date Published: 09/22/2026
Policy Paper

Evolving Family Structures and Social Security

The Social Security Committee released a policy paper, Evolving Family Structures and Social Security. This paper examines Social Security’s benefits design and how it has not kept pace with the… Download
Date Published: 09/22/2026
Date Published: 09/18/2026