Academy Resources

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Committee Releases Resource and Discussion Guide on Guaranteed Living Benefits

The Life Experience Committee released a resource and discussion guide, Utilization Assumptions of Guaranteed Living Benefits for Deferred Annuities. The guide suggests some reasons why there may be… Download
Date Published: 05/09/2024
Comment / Letter

Subcommittee Comments to Variable Annuities Capital and Reserve Subgroup

The Variable Annuity Reserves and Capital Subcommittee sent comments to the NAIC’s Variable Annuities Capital and Reserve (E/A) Subgroup on the exposure draft of APF 2024-07 that proposes updates… Download
Topics: Annuities NAIC
Date Published: 05/01/2024
Issue Brief

Experience-Sharing Lifetime Income Issue Brief

Issue brief authored by the Lifetime Income Joint Risk Committee considering Experience-Sharing Lifetime Income (ESLI), a retirement income approach that shares features of both lifetime annuities… Download
Date Published: 06/28/2023

Committee Releases Issue Brief on ESLI

The Lifetime Income Joint Risk Committee released Experience-Sharing Lifetime Income (ESLI), an issue brief considering a retirement income concept now being used in many other countries, which… Download
Date Published: 06/28/2023

Annuity Reserves and Capital Work Group (ARCWG) Submits Comment Letter to NAIC Valuation Manual (VM)-22 (A) Subgroup

The Academy’s ARCWG submitted a comment letter to the National Association of Insurance Commissioners’ (VM)-22 (A) Subgroup on their Oct 2022 exposure, Requirements for Principle-Based Reserves… Download
Topics: Annuities NAIC
Date Published: 01/19/2023
Issue Brief

Lifetime Income Risk Joint Committee Releases Issue Brief on Various Types of Insured Annuities

The Academy’s Lifetime Income Risk Joint Committee released an issue brief that provides a discussion of the various types of insured annuities available to individuals and their potential uses, as… Download
Date Published: 08/31/2022
Issue Brief

Lifetime Income Risk Joint Committee Releases Issue Brief on Qualifying Longevity Annuity Contracts

The Academy’s Lifetime Income Risk Joint Committee released an issue brief providing a discussion of Qualifying Longevity Annuity Contracts (QLACs), which are insured annuities paid out one or more… Download
Topics: Annuities
Date Published: 08/31/2022

Work Group Submits Comments on Exposure of Proposed Actuarial Guideline related to Index-Linked Variable Annuities

The Academy’s Index-Linked Variable Annuity Work Group submitted comments to the National Association of Insurance Commissioners’ Life Actuarial (A) Task Force on its exposure of a draft… Download
Topics: Annuities
Date Published: 05/06/2022
Comment / Letter

Academy Comment Letter on Exposure of Proposed Actuarial Guideline related to Indexed-Linked Variable Annuities

Academy Comment Letter on Exposure of Proposed Actuarial Guideline on Nonforfeiture Requirements for Index Linked Variable Annuity Products Supported by Non-Unitized Accounts.   Download
Topics: Annuities
Date Published: 05/02/2022

Variable Annuity Reserves and Capital Work Group Releases VM-21 Practice Note Supplement

The Academy’s Variable Annuity Reserves and Capital Work Group released its VM-21 Practice Note Supplement, Implementation of Requirements for Principle-Based Reserves for Variable Annuities –… Download
Topics: Annuities
Date Published: 02/14/2022
Comment / Letter

Variable Annuity Reserves and Capital Work Group’s VM-21 Practice Note Supplement

The Academy’s Variable Annuity Reserves and Capital Work Group’s VM-21 Practice Note Supplement, Implementation of Requirements for Principle-Based Reserves for Variable Annuities – 2022 Edition… Download
Topics: Annuities
Date Published: 02/14/2022

Index-Linked Variable Annuities Work Group Submits Comments on Proposed ILVA AG

The Index-Linked Variable Annuities Work Group submitted a comment letter to the National Association of Insurance Commissioners’ Index-Linked Variable Annuity (A) Subgroup of the Life Insurance… Download
Date Published: 01/27/2022
Comment / Letter

Academy Submits Letter to NAIC Special Committee on Race and Insurance

Academy President Tom Campbell submitted a letter to the NAIC Special Committee on Race and Insurance on proposed charges regarding P/C and life insurance issues related to Workstream Three… Download
Date Published: 05/14/2021

VM-22 Subgroup Releases VM-22 In Brief

The VM-22 Subgroup released its VM-22 In Brief, providing an overview of Valuation Manual (VM)-22 requirements, which specifies new Interest rate requirements for reserves on single premium immediate… Download
Topics: Annuities
Date Published: 04/08/2021
Comment / Letter

VM-21 Practice Note Supplement Exposure Draft

This is the exposure draft of the Academy’s Variable Annuity Reserve and Capital Work Group’s Practice Note Supplement, Implementation of Requirements for Principle-Based Reserves for Variable… Download
Topics: Annuities
Date Published: 02/03/2021

VA Reserves and Capital Work Group Releases VM-21 Practice Note Supplement Exposure Draft

The Life Practice Council’s Variable Annuity (VA) Reserves and Capital Work Group released an exposure draft of its VM-21 Practice Note Supplement, Implementation of Requirements for Principle-Based… Download
Topics: Annuities
Date Published: 02/03/2021
Comment / Letter

Life Underwriting and Risk Classification Work Group Letter to NAIC (A) Committee

The Life Practice Council’s Life Underwriting and Risk Classification Work Group letter to the NAIC Life Insurance and Annuities (A) Committee on state regulatory and legislative actions in regards… Download
Date Published: 12/18/2020
Presentation

Presentation on C-3 Work Group Update to NAIC Life Risk-Based Capital (E) Working Group

The Academy C-3 Life and Annuities Work Group (C-3 WG) has a request from the NAIC Life Risk-Based Capital (E) Working Group (LRBC) to “Update the current C-3 Phase I or C-3 Phase II methodology to… Download
Date Published: 08/21/2020
Comment / Letter

Comments on ASOP 11, Reinsurance Involving Life Insurance, Annuities, or Health Benefit Plans in Financial Reports

The Health Practice Council and its Task Force to Review Actuarial Standard of Practice (ASOP) 11 filed a comment on the Actuarial Standards Board exposure draft, Reinsurance Involving Life… Download
Date Published: 07/02/2020
Comment / Letter

LPC Comment Letter on ASOP No. 11 Exposure

Life Practice Council comment letter to the Actuarial Standards Board on the proposed revision of Actuarial Standard of Practice (ASOP) No. 11, Reinsurance Involving Life Insurance, Annuities, or… Download
Date Published: 04/21/2020
NAIC Report

SVL Interest Rate Modernization Update to LATF

SVL Interest Rate Modernization update to Life Actuarial (A) Task Force on modernizing valuation interest rates for all non-variable annuities. Download
Topics: Annuities NAIC
Date Published: 11/13/2018
Presentation

ARWG Non-Variable Annuity PBR Update to LATF

Annuity Reserves Work Group presentation to Life Actuarial (A) Task Force on non-variable annuities.  Download
Topics: Annuities
Date Published: 11/12/2018
Comment / Letter

Work Group Comment Letter on Exposure of VAIWG Framework

AG43/C3 Phase II Work Group comment letter to NAIC on May 31 expossure of Variable Annuities Issues Working Group Framework.   Download
Topics: Annuities NAIC
Date Published: 07/12/2018