Contingencies

By Martin Eling

From ransomware outbreaks to multisector IT failures, the framework outlined in the article estimates potential losses from extreme cyber events and shows why insurers, risk managers, and policymakers must act before these disruptions set off a chain reaction across the economy.

By Fei Huang and Xi Xin

Artificial intelligence and big data can sharpen risk predictions—but they can also hide bias. Actuaries are developing models that make fairness measurable, actionable, and central to modern insurance.

During the Academy’s annual Capitol Hill Visits, volunteers meet with congressional and regulatory staff to share objective, nonpartisan analysis on pressing policy issues. Their input informs decisions, raises the profession’s profile, and deepens volunteers’ understanding of how their work shapes public outcomes.

By Michael Winkler and Sunil Kansal

Find out how IFRS 17 discount rates determine present value and influence reported liabilities, as well as the practical challenges insurers face in deriving and applying them across markets.

By Barbara Bryant

How actuarial rigor, combined with technology, communication, and risk-taking, is opening doors to nontraditional careers.

By Sally Ezra

Find out how artificial intelligence is reshaping roles, skills, and the very structure of the profession—and how actuaries can thrive in this evolving landscape.

After years of rapid expansion, premium growth has slowed—but the market remains profitable and full of untapped opportunity, particularly among mid-sized and smaller enterprises.

By Nancy Mann Jackson

As consumers generate vast volumes of behavioral data—from wearable devices to online interactions—insurance companies are reimagining risk assessment. Actuaries face both opportunities and challenges in leveraging this information to create fair, accurate, and ethically sound models.

By Noah Kirsch

Environmental, technological, demographic, and regulatory are just some of the changes impacting the actuarial world. The Academy’s 2026 practice council priorities show how they are prepared to respond and lead in this dynamic landscape.