Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Practice Note
Individual Major Medical Business
Individual Major Medical BusinessPractice Note developed by a work group of the Health Practice Financial Reporting Committee to provide a description of some of the current practices used by health…
Practice Note
Long-Term Care Insurance Compliance with the NAIC LTCI Model Regulation Relating to Rate Stability
Long-Term Care Insurance Compliance with the NAIC LTCI Model Regulation Relating to Rate StabilityPLEASE NOTE: This practice note was superceded by the 2012 Long-Term Care Insurance Compliance with…
Practice Note
General Considerations
General ConsiderationsState Health Committee work group practice note discussing acceptable practice for all forms of group and individual accident and health policies and contracts. The practice…
Topics: Retirement
Practice Note
Long-Term Care Insurance (1995)
Long-Term Care Insurance (1995)Practice Note developed by the Committee on Health Financial Issues that addresses questions and issues regarding the valuation actuary’s responsibilities under the…
Practice Note
Group Long-Term Disability Income Insurance (1995)
Group Long-Term Disability Income Insurance (1995)PLEASE NOTE: This practice note was superceded by the 2006 practice note on group long-term disability income business. Practice Note developed by…Date Published: 11/01/1995
Practice Note
Large Group Medical Business
Large Group Medical BusinessPLEASE NOTE: This practice note was superceded by the 2013 practice note on large group medical business. Practice Note developed by a work group of the State Health…
Practice Note
Small Group Certification (1995)
Small Group Certification (1995)Practice Note developed by a work group of the State Health Committee to address the issue of small group certification requirements. PLEASE NOTE: This practice…
Practice Note