Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Explore our new resource guide on health insurance market dynamics.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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More Health Issues

Health News

The Academy

Health Insurance Affordability: Balancing Premiums And Out-Of-Pocket Costs

In this article for Health Affairs Forefront, Academy Senior Health Fellow Cori Uccello writes about the balancing act needed to address underinsurance in the individual market
Date Published: 07/09/2025
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Life Committee News

ASB Approves Second Exposure Draft of Revision of ASOP No. 22

The ASB recently approved a second exposure draft of a revision of ASOP No. 22, now titled Statements of Actuarial Opinion Based on Asset Adequacy Analysis for Life Insurance, Annuity, or Health…
Topics: ASB News
Date Published: 06/23/2020
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Health Committee News

ASB Approves Exposure Draft of Revision of ASOP No. 28

The ASB recently approved an exposure draft of a revision of Actuarial Standard of Practice (ASOP) No. 28, now titled Statements of Actuarial Opinion Regarding Health Insurance Assets and…
Topics: ASB News
Date Published: 06/09/2020
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Uncategorized

ASB TO MEET DECEMBER 9-10, 2015 IN WASHINGTON

The next regularly scheduled meeting of the ASB will be held December 9–10, 2015, at the Academy offices in Washington, D.C.
Topics: ASB News
Date Published: 09/22/2015
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Health Resources

Report

Health Work Group Sends H2 Final Report to NAIC

The Health Solvency Committee’s Health Underwriting Risk Factors Analysis Work Group sent the final H2—Underwriting Risk Component and Managed Care Credit Calculation in the Health…
Date Published: 04/24/2025
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Report

Health Solvency Subcommittee Report to the NAIC Health RBC Working Group on Review of the H2 Underwriting Risk Component

The Health Solvency Subcommittee submitted a report to the NAIC’s Health Risk-Based Capital (E) Working Group regarding the working group’s request of the subcommittee to conduct a…
Date Published: 01/12/2022
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Report

An Update to the Property & Casualty and Health Risk-Based Capital Bond Factors

Report to the NAIC Investment Risk-Based Capital (E) Working Group, Health Risk-Based Capital (E) Working Group, and Property and Casualty Risk- Based Capital (E) Working Group on indicated bond…
Date Published: 07/29/2018
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Report

Report on Medicare Supplement Refund Formula Recommendation

Medicare Supplement Work Group report to the NAIC on recommendations for potential modifications to the Medicare Supplement refund formula. 
Date Published: 11/12/2014
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