Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.

Long-Term Care

Long-Term Care Resources

Issue Brief

Issue Brief Examines the Current State of LTCI

A new issue brief from the Academy’s Long-Term Care Committee, The State of Long-Term Care Insurance—2025, highlights the current state of LTCI, focusing specifically on policy design, the…
Topics: Long-Term Care
Date Published: 02/13/2025
Download
Comment / Letter

Committee Comments on LTCI MSA Proposals

The Long-Term Care (LTC) Committee submitted comments to the NAIC’s Long-Term Care Actuarial (B) Working Group (LTCAWG) in response to LTCAWG’s August 12, 2024, request for comments on Proposals…
Date Published: 09/27/2024
Download
Comment / Letter

Committee Comments on LTC MSA Minnesota Approach

The Long-Term Care (LTC) Committee submitted comments to the NAIC’s Long-Term Care Actuarial (B) Working Group (LTCAWG) in response to LTCAWG’s July 2 request for comments on the Minnesota…
Date Published: 07/23/2024
Download
Comment / Letter

Committee Comments on LTC Financing for WA Cares Fund Program

The Health Practice Council’s Long-Term Care (LTC) Reform Committee submitted comments to the Office of the State Actuary for the state of Washington on key issues related to LTC financing and risk…
Date Published: 10/23/2023
Download
Comment / Letter

Committee Comments to CMS on Cost-Sharing Payments Program’s Maximum Monthly Cap

Health Practice Council’s Medicare Committee submitted a comment letter to the Centers for Medicare & Medicaid Services on the draft part one guidance for the Maximum Monthly Cap on Cost-Sharing…
Date Published: 09/20/2023
Download
Comment / Letter

Comment Letter to the NAIC LTC Actuarial (B) Working Group on Long-Term Care (LTC) Past Losses

The Long-term Care Reform Subcommittee sent a comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care Actuarial (B) Working Group featuring an Academy issue…
Date Published: 04/11/2023
Download
Comment / Letter

Work Group Follow-Up Presentation to the NAIC Long-Term Care Actuarial (B) Working Group on Long-Term Care Insurance Mortality and Lapse Study

The Long-Term Care Valuation Work Group gave a follow-up presentation to the National Association of Insurance Commissioners (NAIC) NAIC Long-Term Care Actuarial (B) Working Group to discuss the data…
Date Published: 06/24/2022
Download
Issue Brief

Work Group Releases LTC Actuarial Equivalence Public Policy Issue Brief

The Long-Term Care (LTC) Reform Subcommittee’s LTC Actuarial Equivalence Work Group released the public policy issue brief, Value of Reduced Benefit Options in Long-Term Care Insurance Rate…
Date Published: 05/25/2022
Download
Comment / Letter

Subcommittee Comment Letter to CMS on the Proposed Rule for the 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs

The Long-Term Care Medicaid Subcommittee submitted a comment letter to the Centers for Medicare & Medicaid Services (CMS) on the proposed rule, “Medicare Program; Contract Year 2023 Policy and…
Date Published: 03/07/2022
Download
Presentation

Work Group Presentation to the NAIC Health Actuarial (B) Task Force on Long-Term Care Insurance Mortality and Lapse Study

The Long-Term Care Valuation Work Group presented results of the Long-Term Care Insurance Mortality and Lapse Study to the National Association of Insurance Commissioners (NAIC) Health Actuarial (B)…
Date Published: 11/29/2021
Download