Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
Long-Term Care Resources
Issue Brief
The Impact of COVID-19 on Long-Term Care Insurance Experience—2025
A health issue brief, The Impact of COVID-19 on Long-Term Care Insurance Experience—2025, covers the evolution of long-term care insurance (LTCI) since the COVID-19 pandemic began five years ago….
Topics: Long-Term Care
Issue Brief
Issue Brief Examines the Current State of LTCI
A new issue brief from the Academy’s Long-Term Care Committee, The State of Long-Term Care Insurance—2025, highlights the current state of LTCI, focusing specifically on policy design, the…
Topics: Long-Term Care
Comment / Letter
Committee Comments on LTCI MSA Proposals
The Long-Term Care (LTC) Committee submitted comments to the NAIC’s Long-Term Care Actuarial (B) Working Group (LTCAWG) in response to LTCAWG’s August 12, 2024, request for comments on Proposals…
Comment / Letter
Committee Comments on LTC MSA Minnesota Approach
The Long-Term Care (LTC) Committee submitted comments to the NAIC’s Long-Term Care Actuarial (B) Working Group (LTCAWG) in response to LTCAWG’s July 2 request for comments on the Minnesota…
Comment / Letter
Committee Comments on LTC Financing for WA Cares Fund Program
The Health Practice Council’s Long-Term Care (LTC) Reform Committee submitted comments to the Office of the State Actuary for the state of Washington on key issues related to LTC financing and risk…
Comment / Letter
Committee Comments to CMS on Cost-Sharing Payments Program’s Maximum Monthly Cap
Health Practice Council’s Medicare Committee submitted a comment letter to the Centers for Medicare & Medicaid Services on the draft part one guidance for the Maximum Monthly Cap on Cost-Sharing…
Comment / Letter
Comment Letter to the NAIC LTC Actuarial (B) Working Group on Long-Term Care (LTC) Past Losses
The Long-term Care Reform Subcommittee sent a comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care Actuarial (B) Working Group featuring an Academy issue…
Comment / Letter
Work Group Follow-Up Presentation to the NAIC Long-Term Care Actuarial (B) Working Group on Long-Term Care Insurance Mortality and Lapse Study
The Long-Term Care Valuation Work Group gave a follow-up presentation to the National Association of Insurance Commissioners (NAIC) NAIC Long-Term Care Actuarial (B) Working Group to discuss the data…
Issue Brief
Work Group Releases LTC Actuarial Equivalence Public Policy Issue Brief
The Long-Term Care (LTC) Reform Subcommittee’s LTC Actuarial Equivalence Work Group released the public policy issue brief, Value of Reduced Benefit Options in Long-Term Care Insurance Rate…
Comment / Letter