Long-Term Care

Issue Brief

Issue Brief Examines the Current State of LTCI

A new issue brief from the Academy’s Long-Term Care Committee, The State of Long-Term Care Insurance—2025, highlights the current state of LTCI, focusing specifically on policy design, the…

Issue Brief

Work Group Releases LTC Actuarial Equivalence Public Policy Issue Brief

The Long-Term Care (LTC) Reform Subcommittee’s LTC Actuarial Equivalence Work Group released the public policy issue brief, Value of Reduced Benefit Options in Long-Term Care Insurance Rate…

Issue Brief

Issue Brief on LTC Financing Reform Proposals Involving Public Programs

Long-term Care (LTC) Reform Subcommittee issue brief on LTC financing reform proposals involving public programs. This issue brief provides a side-by side assessment of various federal and state…

Issue Brief

Issue Brief on Regulatory Options for Long-Term Care Insurance Innovation

The Long-Term Care (LTC) Reform Subcommittee’s issue brief on regulatory options for LTC insurance innovation. This issue brief examines some National Association of Insurance Commissioners (NAIC)…

Issue Brief

Issue Brief on COVID-19’s Impacts on Long-Term Care Insurance

Long-Term Care Reform Subcommittee’s COVID-19 Work Group issue brief on COVID-19’s potential short-term and long-term impacts on long-term care insurance (LTCI), with a focus on key actuarial and…

Issue Brief

Long-Term Care Insurance Products and Addressing the ‘Use It or Lose It’ Concern Issue Brief

rief on the evolving marketplace and regulatory environment of long-term care insurance (LTCI).

Issue Brief

Medicaid and Long-Term Care Insurance

Medicaid and Long-Term Care Insurance Work Group issue brief exploring the potential for catastrophic long-term care costs as a major financial risk especially facing older Americans and to help…

Issue Brief

Considerations for Treatment of Past Losses in Long-Term Care Insurance Rate Increase Requests

Identifying issues commonly raised in favor of and against recoupment of past losses in various situations. 

Issue Brief

Essential Criteria for Long-Term Care Financing Reform Proposals

LTC Criteria Work Group issue brief examining the essential criteria that should be used to analyze long-term care (LTC) financing reform proposals.

Issue Brief

Understanding Premium Rate Increases on Private Long-Term Care Insurance Policyholders

LTC Reform Subcommittee issue brief providing an overview of premium rate increases on private long-term care insurance policyholders.