Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.
Explore our health insurance market dynamics resource guide.
Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Infographic
The Individual Health Insurance Market 2026: An Illustrative Premium Rate Development Timeline
This timeline, developed by the Individual and Small Group Markets Committee of the American Academy of Actuaries, outlines the typical timing of key steps in the rate-setting process.
Topics: Health Insurance
Infographic
Drivers of 2026 Premium Changes: Infographic
This infographic from the Individual and Small Group Markets Committee illustrates key factors likely to drive 2026 premium changes for plans operating in the individual and small group markets…
Infographic
Drivers of 2025 Health Insurance Premium Changes—Effects on Premiums (Infographic)
Released alongside the annual issue brief, the Individual and Small Group Markets Committee released an infographic, “Drivers of 2025 Health Insurance Premium Changes-Effects on Premiums.” The…
Topics: Health Insurance