Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Explore our new resource guide on health insurance market dynamics.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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More Health Issues

Health News

The Academy

Health Insurance Affordability: Balancing Premiums And Out-Of-Pocket Costs

In this article for Health Affairs Forefront, Academy Senior Health Fellow Cori Uccello writes about the balancing act needed to address underinsurance in the individual market
Date Published: 07/09/2025
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Life Committee News

ASB Approves Second Exposure Draft of Revision of ASOP No. 22

The ASB recently approved a second exposure draft of a revision of ASOP No. 22, now titled Statements of Actuarial Opinion Based on Asset Adequacy Analysis for Life Insurance, Annuity, or Health…
Topics: ASB News
Date Published: 06/23/2020
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Health Committee News

ASB Approves Exposure Draft of Revision of ASOP No. 28

The ASB recently approved an exposure draft of a revision of Actuarial Standard of Practice (ASOP) No. 28, now titled Statements of Actuarial Opinion Regarding Health Insurance Assets and…
Topics: ASB News
Date Published: 06/09/2020
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Uncategorized

ASB TO MEET DECEMBER 9-10, 2015 IN WASHINGTON

The next regularly scheduled meeting of the ASB will be held December 9–10, 2015, at the Academy offices in Washington, D.C.
Topics: ASB News
Date Published: 09/22/2015
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Health Resources

Issue Brief

Drivers of 2026 Premium Changes

This annual issue brief by the Individual and Small Group Markets Committee outlines key factors likely to drive 2026 premium changes for plans operating in the individual and small group markets…
Topics: Long-Term Care
Date Published: 07/21/2025
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Issue Brief

The Impact of COVID-19 on Long-Term Care Insurance Experience—2025

A health issue brief, The Impact of COVID-19 on Long-Term Care Insurance Experience—2025, covers the evolution of long-term care insurance (LTCI) since the COVID-19 pandemic began five years ago….
Topics: Long-Term Care
Date Published: 06/26/2025
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Issue Brief

Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market

An issue brief from the Individual and Small Group Markets Committee, Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market, provides an overview of how…
Date Published: 03/06/2025
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Issue Brief

Issue Brief Examines Medicaid Per-Capita Caps, Design Considerations, and Policy Implications

A Medicaid Committee issue brief, Medicaid Per Capita Caps: Design Considerations and Policy Implications, focuses on Medicaid per-capita caps and discusses some of the key design considerations…
Date Published: 03/06/2025
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Issue Brief

Issue Brief Examines the Current State of LTCI

A new issue brief from the Academy’s Long-Term Care Committee, The State of Long-Term Care Insurance—2025, highlights the current state of LTCI, focusing specifically on policy design, the…
Topics: Long-Term Care
Date Published: 02/13/2025
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Issue Brief

Issue Brief Examines ERISA in the Context of Health Benefits

The Health Practice Council has released an issue brief, ERISA at 50: ERISA and Health Benefits. The issue brief covers the history of ERISA’s application to health benefits, subsequent amendments…
Date Published: 10/17/2024
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Issue Brief

Executive Summary – ERISA in the Context of Health Benefits

The Health Practice Council has released an issue brief, ERISA at 50: ERISA and Health Benefits. The issue brief covers the history of ERISA’s application to health benefits, subsequent amendments…
Date Published: 10/17/2024
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Issue Brief

Drivers of 2025 Health Insurance Premium Changes

The Individual and Small Group Markets Committee released an issue brief, Drivers of 2025 Health Insurance Premium Changes. The brief provides more details on the factors that are likely to drive…
Date Published: 08/09/2024
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Issue Brief

Medicare’s Financial Condition: Beyond Actuarial Balance

The Medicare Committee released an issue brief, Medicare’s Financial Condition: Beyond Actuarial Balance, that examines the findings of the 2024 Medicare Trustees Report with respect to program…
Date Published: 05/08/2024
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Issue Brief

Health Equity Issue Brief Summarizes Series on Benefit Design and Removing Barriers to Successful Implementation

The Health Equity Committee released an issue brief summarizing its “Health Benefit Design Innovations for Advancing Health Equity: Removing the Barriers to Successful Implementation” series. 
Topics: Health Equity
Date Published: 11/14/2023
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