Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.
Explore our new resource guide on health insurance market dynamics.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health News
The Academy
Health Insurance Affordability: Balancing Premiums And Out-Of-Pocket Costs
In this article for Health Affairs Forefront, Academy Senior Health Fellow Cori Uccello writes about the balancing act needed to address underinsurance in the individual market
Topics: Health Insurance
Date Published: 07/09/2025
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Uncategorized
ASB Boxscore, Fall/Winter 2020: ASB Approves Exposure Drafts of Proposed Revisions of ASOP Nos. 3, 38, and Setting Assumptions ASOP; New ASB Members and Chairperson Appointments Announced
Read the latest news from the ASB Boxscore.
Topics: ASB News
Date Published: 12/23/2020
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Life Committee News
ASB Approves Second Exposure Draft of Revision of ASOP No. 22
The ASB recently approved a second exposure draft of a revision of ASOP No. 22, now titled Statements of Actuarial Opinion Based on Asset Adequacy Analysis for Life Insurance, Annuity, or Health…
Topics: ASB News
Date Published: 06/23/2020
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Health Committee News
ASB Approves Exposure Draft of Revision of ASOP No. 28
The ASB recently approved an exposure draft of a revision of Actuarial Standard of Practice (ASOP) No. 28, now titled Statements of Actuarial Opinion Regarding Health Insurance Assets and…
Topics: ASB News
Date Published: 06/09/2020
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Uncategorized
ASB TO MEET DECEMBER 9-10, 2015 IN WASHINGTON
The next regularly scheduled meeting of the ASB will be held December 9–10, 2015, at the Academy offices in Washington, D.C.
Topics: ASB News
Date Published: 09/22/2015
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Health Resources
Issue Brief
Drivers of 2026 Premium Changes
This annual issue brief by the Individual and Small Group Markets Committee outlines key factors likely to drive 2026 premium changes for plans operating in the individual and small group markets…
Topics: Long-Term Care
Issue Brief
The Impact of COVID-19 on Long-Term Care Insurance Experience—2025
A health issue brief, The Impact of COVID-19 on Long-Term Care Insurance Experience—2025, covers the evolution of long-term care insurance (LTCI) since the COVID-19 pandemic began five years ago….
Topics: Long-Term Care
Issue Brief
Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market
An issue brief from the Individual and Small Group Markets Committee, Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market, provides an overview of how…
Topics: Health Insurance
Issue Brief
Issue Brief Examines Medicaid Per-Capita Caps, Design Considerations, and Policy Implications
A Medicaid Committee issue brief, Medicaid Per Capita Caps: Design Considerations and Policy Implications, focuses on Medicaid per-capita caps and discusses some of the key design considerations…
Topics: Medicare / Medicaid
Issue Brief
Issue Brief Examines the Current State of LTCI
A new issue brief from the Academy’s Long-Term Care Committee, The State of Long-Term Care Insurance—2025, highlights the current state of LTCI, focusing specifically on policy design, the…
Topics: Long-Term Care
Issue Brief
Issue Brief Examines ERISA in the Context of Health Benefits
The Health Practice Council has released an issue brief, ERISA at 50: ERISA and Health Benefits. The issue brief covers the history of ERISA’s application to health benefits, subsequent amendments…
Issue Brief
Executive Summary – ERISA in the Context of Health Benefits
The Health Practice Council has released an issue brief, ERISA at 50: ERISA and Health Benefits. The issue brief covers the history of ERISA’s application to health benefits, subsequent amendments…
Issue Brief
Drivers of 2025 Health Insurance Premium Changes
The Individual and Small Group Markets Committee released an issue brief, Drivers of 2025 Health Insurance Premium Changes. The brief provides more details on the factors that are likely to drive…
Topics: Health Insurance
Issue Brief
Medicare’s Financial Condition: Beyond Actuarial Balance
The Medicare Committee released an issue brief, Medicare’s Financial Condition: Beyond Actuarial Balance, that examines the findings of the 2024 Medicare Trustees Report with respect to program…
Issue Brief
Health Equity Issue Brief Summarizes Series on Benefit Design and Removing Barriers to Successful Implementation
The Health Equity Committee released an issue brief summarizing its “Health Benefit Design Innovations for Advancing Health Equity: Removing the Barriers to Successful Implementation” series.
Topics: Health Equity