Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
Explore
Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
Explore
Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
Explore
Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
Explore
Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
Explore
More Health Issues

Health Resources

Comment / Letter

Comments to NAIC on SSAPs (OPEBs and Pensions)

Joint Committee on Retiree Health and the Pension Accounting Committee comments to the NAIC regarding the exposure draft of SSAP 92 (OPEBs) and proposed revisions to SSAP 89 (pensions).
Date Published: 10/30/2010
Download
Comment / Letter

HPFRC Comments on ASOP 28

Health Practice Financial Reporting Committee comments to the Actuarial Standards Board regarding a proposed revision to ASOP 28.
Date Published: 10/30/2010
Download
Comment / Letter

P/C RBCC Response to NAIC Request on RBC Issues

P/C Risk-Based Capital Committee response to the NAIC’s request on risk-based capital issues.
Date Published: 10/01/2010
Download
Comment / Letter

Letter to NAIC on Covariance

Health Solvency Work Group comment letter to the chair of the NAIC’s Capital Adequacy Task Force regarding the evaluation of the current health risk-based capital covariance formula calculation for…
Date Published: 06/11/2010
Download
Comment / Letter

_Letter to NAIC on Evaluating Effectiveness of Proposed Trend Tests

Health RBC Trend Test Work Group report to the NAIC on evaluating the effectiveness of three proposed trend tests.
Date Published: 08/26/2008
Download
Comment / Letter

Comment Letter on RBC Instructions for Medicare Part D

Medicare Part D RBC Subgroup revision proposals to the NAIC life and health RBC instructions for Medicare Part D to address a potential unintended consequence related to the Authorized Control Level…
Date Published: 06/03/2007
Download
Comment / Letter

Comment Letter to NAIC on Proposed Risk Factor Update for Medicare Part D

Medicare Part D RBC Subgroup comment letter to NAIC’s Health Risk Based Capital Working Group on a possible update of proposed risk factors previously developed by the Academy’s Medicare Part D…
Date Published: 05/03/2007
Download
Comment / Letter

Letter to NAIC on Treatment of Medical Active Life Reserves in RBC

Health Practice Financial Reporting Committee letter to Julia T. Philips, the Chair of the NAIC’s Health Risk-Based Capital (RBC) Working Group, that comments on a proposal made by Blue Cross Blue…
Date Published: 05/03/2007
Download
NAIC Report

State Long-Term Care Principles-Based Work Group Presentation to A&HWG

Principle-based Work Group presentation providing an update to the A&HWG and requesting feedback on work to date by the LTC Principle-based Work Group.
Date Published: 03/31/2007
Download
NAIC Report

Report to NAIC from Stop Loss Work Group

Stop-Loss Work Group progress report to the Health RBC (E) Working Group during December 2006 NAIC meeting.
Topics: NAIC
Date Published: 03/21/2007
Download