Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Letter to the NAIC Health RBC Working Group on Review of the H2 Underwriting Risk Component
Health Solvency Subcommittee letter to the National Association of Insurance Commissioners (NAIC) Health Risk-Based Capital (E) Working Group regarding its request of the Academy to conduct a…
Comment / Letter
Committee/Subcommittee Comments to HHS, DOL, and the Treasury on the No Surprises Act
The Health Practice Council’s Individual and Small Group Markets Committee and the Active Benefits Subcommittee comments to the Departments of Health & Human Services, Labor, and the Treasury…
Topics: Benefits
Comment / Letter
Comment Letter to the NAIC Long-Term Care (EX) Task Force on the Long-Term Care Insurance Multistate Rate Review Framework
Long-term Care Reform Subcommittee comment letter to the National Association of Insurance Commissioners (NAIC) Long-Term Care (EX) Task Force regarding the April 9, 2021 exposure draft of the…
Comment / Letter
Financial Reporting and Solvency Committee Comment Letter to the NAIC Health Actuarial (B) Task Force on the Revised Instructions for the Health Statement of Actuarial Opinion
The Financial Reporting and Solvency Committee sent a comment letter to the National Association of Insurance Commissioners (NAIC) Health Actuarial (B) Task Force regarding the definition of…
Comment / Letter
Health Practice Council Comment Letter on Colorado Insurance Unfair Discrimination Legislation
Health Practice Council comment letter on a revised draft of Colorado Senate Bill 21-169, dated April 21, 2021, aimed to protect consumers from unfair discrimination in insurance practices. This…
Topics: Health Insurance
Comment / Letter
Comment Letter to the NAIC Health RBC Working Group on Impact of Investment Income
Health Solvency Subcommittee comment letter in response to a request from the NAIC’s Health Risk-Based Capital (E) Working Group to provide an additional digit within the subcommittee’s summary…
Comment / Letter
Financial Reporting and Solvency Committee Comment Letter to the NAIC Health Actuarial (B) Task Force on the Proposed Definition Changes to “Actuarial Assets”
al Reporting and Solvency Committee comment letter to the National Association of Insurance Commissioners (NAIC) Health Actuarial (B) Task Force regarding the proposal to modify the definition of…
Comment / Letter
Health Practice Council Comment Letter on Colorado Senate Bill 21-169
Health Practice Council comment letter on Colorado Senate Bill 21-169 which is aimed to protect consumers from unfair discrimination in insurance practices. The comments focus on potential impacts…
Topics: Health Insurance
Comment / Letter
Comment Letter to the NAIC Health RBC Working Group on Impact of Investment Income
The Health Solvency Subcommittee sent a comment letter in response to a request from the NAIC’s Health Risk-Based Capital (E) Working Group to further analyze the impact of incorporating…
Comment / Letter
HPC Comments on Review of Agency Actions Related to the Affordable Care Act and Medicaid
The Health Practice Council submitted a comment letter to the Department of the Treasury, the Department of Labor (DOL), and the Department of Health & Human Services (HHS), on review of agency…
Topics: Medicare / Medicaid