Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Explore our health insurance market dynamics resource guide.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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More Health Issues

Health News

The Academy

Health Insurance Affordability: Balancing Premiums And Out-Of-Pocket Costs

In this article for Health Affairs Forefront, Academy Senior Health Fellow Cori Uccello writes about the balancing act needed to address underinsurance in the individual market
Date Published: 07/09/2025
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Life Committee News

ASB Approves Second Exposure Draft of Revision of ASOP No. 22

The ASB recently approved a second exposure draft of a revision of ASOP No. 22, now titled Statements of Actuarial Opinion Based on Asset Adequacy Analysis for Life Insurance, Annuity, or Health…
Topics: ASB News
Date Published: 06/23/2020
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Health Committee News

ASB Approves Exposure Draft of Revision of ASOP No. 28

The ASB recently approved an exposure draft of a revision of Actuarial Standard of Practice (ASOP) No. 28, now titled Statements of Actuarial Opinion Regarding Health Insurance Assets and…
Topics: ASB News
Date Published: 06/09/2020
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Uncategorized

ASB TO MEET DECEMBER 9-10, 2015 IN WASHINGTON

The next regularly scheduled meeting of the ASB will be held December 9-10, 2015, at the Academy offices in Washington, D.C.
Topics: ASB News
Date Published: 09/22/2015
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Health Resources

Comment / Letter

Exposure of Proposed RBC Preamble Revisions Comment Letter

The Cross-Practice RBC Task Force submitted comments on the NAIC’s exposure of proposed revisions to the RBC Preamble.
Date Published: 06/08/2026
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Comment / Letter

Health Practice Council Response to Question from Texas House Select Committee on Health Care Affordability

The American Academy of Actuaries’ Health Practice Council responded to a question based on testimony from the Texas House Select Committee on Health Care Affordability panel on April 30-May 1.
Date Published: 06/05/2026
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Comment / Letter

HPC Comments on ASOP No. 41

The Health Practice Council (HPC) submitted comments on the third exposure draft of Actuarial Standard of Practice (ASOP) No. 41, Actuarial Communications.
Date Published: 06/05/2026
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Comment / Letter

2027 Notice of Benefit and Payment Parameters Comment Letter

The Individual and Small Group Markets Committee and the Health Solvency and Risk Management Committee submitted comments on the federal proposed 2027 Notice of Benefit and Payment Parameters.
Date Published: 03/13/2026
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Comment / Letter

XR013 Investment Income Adjustment Stand-alone Factor

In response to a request from the NAIC’s Health Risk-Based Capital (E) Working Group, the Health Underwriting Risk Factors Analysis Work Group submitted a comment letter on the XR013 Investment…
Date Published: 02/27/2026
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Comment / Letter

Medicare Committee Comments to CMS on Medicare Advantage Payments

The Medicare Committee submitted comments to the Centers for Medicare & Medicaid Services (CMS) on a proposed rule and request for information on contract year 2027 policy and technical changes…
Date Published: 01/26/2026
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Comment / Letter

Committee Comments to Senate Following Health-Cost Hearing

The Individual and Small Group Markets Committee submitted a formal statement for the record to the Senate Committee on Finance following the committee’s Nov. 19 hearing on the rising costs of…
Date Published: 11/25/2025
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Comment / Letter

Practice Councils Comment to NAIC on Revised RBC Principles

The Casualty Practice Council, Health Practice Council, Life Practice Council, and Risk Management and Financial Reporting Practice Council submitted a joint comment letter to the NAIC’s…
Date Published: 10/24/2025
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Comment / Letter

Comment Letter to NAIC on AI Systems Evaluation Tool

Providing an actuarial perspective on responsible use of AI in insurance, vice presidents from the Academy’s casualty, health, life, and risk management and financial reporting councils sent a…
Date Published: 09/08/2025
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Comment / Letter

Practice Councils Comment to NAIC on RBC Principles

The Casualty Practice Council, Health Practice Council, Life Practice Council, and Risk Management and Financial Reporting Practice Council submitted a joint comment letter to NAIC’s Risk-Based…
Date Published: 07/24/2025
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