Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
NAIC Report
Academy HPC Fall 2022 NAIC National Meeting Update to Health Actuarial (B) Task Force
Academy Health Practice Council (HPC) Vice President, Barb Klever, provided an update on HPC activities to the National Association of Insurance Commissioners (NAIC) Health Actuarial (B) Task Force…
Topics: NAIC
Presentation
Academy Presentation to NAIC on Considerations for Calculating Cost-Sharing Premium Reduction Load Factors
Presentation at the National Association of Insurance Commissioners (NAIC) Affordable Care Act (ACA) State Rate Review Discussion Meeting on Considerations for Calculating Cost-Sharing Reduction…
Topics: NAIC
Medicaid Managed Care State-Directed Payments
The Medicaid Committee released a public policy issue brief providing an overview of Medicaid managed care state-directed payments. The brief discusses: how these payments have evolved from…
Comment / Letter
Health Practice Area Comment Letter Submitted to the Center for Consumer Information and Insurance Oversight (CCIIO) on Cost-Sharing Reduction Premium Load Factors
The Individual and Small Group Markets Committee and its Risk Sharing Subcommittee submitted a letter to the CCIIO on cost-sharing reduction (CSR) premium load factors. The letter was also…
Comment / Letter
Health Equity Committee Comments to CMS on Medicare Advantage
The Health Equity Committee sent comments responding to the Centers for Medicare & Medicaid Services’ (CMS) request for information (RFI) that was seeking public comment on the Medicare…
Issue Brief
Health Care and Health Insurance System Risk Assessment and Risk Adjustment in the Context of Health Equity
The Health Equity Committee released a public policy issue brief on health care and health insurance system risk assessment and risk adjustment in the context of health equity. Risk assessment and…
Presentation
Health Equity Committee Presentation on Barriers to Care and Benefit Design to the NAIC Special (EX) Committee on Race and Insurance
Academy Health Equity Committee Chairperson Annette James gave a presentation on equity considerations for barriers to care and health plan benefit design to the National Association of Insurance…
NAIC Report
Academy HPC Summer 2022 NAIC National Meeting Update to Health Actuarial (B) Task Force
Academy Health Practice Council (HPC) Vice Chairperson, Barb Klever, provided an update on HPC activities to the National Association of Insurance Commissioners (NAIC) Health Actuarial (B) Task Force…
Topics: NAIC
NAIC Report
Health Solvency Subcommittee Letter to the NAIC Health RBC Working Group on Timeline to Analyze and Review the H2 Underwriting Risk Component
The Health Solvency Subcommittee submitted a letter response to its previous report to the NAIC’s Health Risk-Based Capital (E) Working Group to provide a timeline to analyze and comprehensively…
NAIC Report
Work Group Submits Proposed 2022 Group Life Waiver Tables and Adjustment Factors to the NAIC&
Work Group Submits Proposed 2022 Group Life Waiver Tables and Adjustment Factors to the NAIC‘s HATF The Group Life Waiver Premium Valuation Table Work Group submitted Proposed 2022 Group Life…
Topics: NAIC