Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Subcommittee Comment Letter on Medicaid and CHIP Proposed Rule
Medicaid Subcommittee letter to CMS providing comments on Nov. 14, 2018 proposed rule regarding Medicaid and CHIP managed care programs.
Topics: Medicare / Medicaid
Comment / Letter
Comments on (1332) State Relief and Empowerment Waivers Guidance
Committee comments on the Oct. 22, 2018 guidance from the Department of the Treasury and the Department of Health and Human Services on State Relief and Empowerment Waivers under Section 1332 of the…
Comment / Letter
Comments on Risk Adjustment Data Validation (RADV)
Council letter to the Centers for Medicare and Medicaid Services (CMS) in response to its request for comments on proposed rules pertaining to the Medicare Advantage (MA) program, including…
Topics: Medicare / Medicaid
Comment / Letter
Comments on Health Reimbursement Arrangements and Other Account-Based Group Health Plans
Committees comment on the proposed rule regarding Health Reimbursement Arrangements (HRAs), that would create two new types of HRAs—Integrated HRAs and Excepted Benefit HRAs—which would allow…
Presentation
Update to NAIC LTC Actuarial Working Group
Long-Term Care Valuations Work Group update to NAIC’s Long-Term Care Actuarial Working Group on the progress of the groups activities.
Research Paper
Estimating the Potential Health Care Savings of Reference Pricing
Academy research study, Estimating the Potential Health Care Savings of Reference Pricing, exploring the possibility of using reference pricing to address health care costs, and building upon…
Issue Brief
Considerations for Treatment of Past Losses in Long-Term Care Insurance Rate Increase Requests
Identifying issues commonly raised in favor of and against recoupment of past losses in various situations.
Topics: Long-Term Care
Comment / Letter
Comments on the impact of corporate tax rate change on HRBC
Subcommittee comments on the impact on Health Risk-Based Capital (HRBC) from the Tax Cuts and Jobs Act of 2017 (TCJA).
Comment / Letter
Comments on Adoption of Methodology for HHS-Operated Permanent Risk Adjustment Program for 2018 Benefit Year
Committee and Subcommittee comments on the Centers for Medicare and Medicaid Services’ (CMS) and Department of Health and Human Services’ (HHS) Aug. 10 proposed rule regarding the adoption of…
Topics: Medicare / Medicaid
Issue Brief
Auto-Enrollment Into Individual Market Health Insurance Coverage
Individual and Small Group Markets Committee issue brief providing insights on the potential and challenges of using auto-enrollment in the individual health insurance market.
Topics: Health Insurance