Contingencies

You may never meet one—but actuaries influence your finances, health care, workplace benefits, and retirement through the systems that support Americans from birth to old age.

An evolving Social Security, rising health care costs, and climate-driven insurance challenges are impacting retirement in ways that are increasingly interconnected. Actuaries are uniquely positioned to analyze how these pressures intersect and affect retirement outcomes.

As cell and gene therapies evolve, actuaries must adapt models to account for evolving regulations, uncertain clinical outcomes, and changing financial frameworks.

Academy membership helps actuaries stay ahead with the tools, knowledge, and networks to grow professionally, enables employers to tap into this expertise, and strengthens the U.S. profession.

As emerging technologies transform actuarial work, actuaries should be prepared to face challenges in transparency, control, and accountability—while continuing to uphold the principles of professionalism.

Generative AI can boost efficiency in underwriting, claims, and IT, but overuse risks eroding judgment and empathy. A balanced framework ensures benefits without losing the human touch.

Simple concepts that can enable financial statement users to make sense of the performance of long-duration insurance contracts.

The Academy’s Spring Policy Summit brought actuaries, regulators, and congressional staff together to discuss pressing midterm-year policy issues and more. Panels highlighted how the Academy’s nonpartisan expertise informs policy and the event underscored the value of the Academy and its members.