Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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More Health Issues

Health Resources

Issue Brief

Cost-Sharing Reductions: What Are They and Why Do They Need to Be Funded

?Health Practice Council paper on what cost-sharing reductions are and why they need to be funded.
Date Published: 07/24/2017
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Issue Brief

Medicare’s Financial Condition: Beyond Actuarial Balance

care Subcommittee issue brief on significant concerns about Medicare’s long-term financial health. 
Date Published: 07/19/2017
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Issue Brief

Risk Pooling: How Health Insurance in the Individual Market Works

Health Practice Council FAQ on how risk pooling in the individual health insurance market works.
Date Published: 07/14/2017
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Issue Brief

Drivers of 2018 Health Insurance Premium Changes

Individual and Small Group Markets Committee issue brief providing an overview of the general factors underlying premium rate setting and highlighting the major components driving premium changes in…
Date Published: 07/11/2017
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Issue Brief

How Changes to Health Insurance Market Rules Would Affect Risk Adjustment

Risk Sharing Subcommittee issue brief examining the risk adjustment program implemented under the Affordable Care Act (ACA) and the implications for the program under different potential changes to…
Date Published: 05/10/2017
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Issue Brief

Steps Toward a More Sustainable Individual Health Insurance Market

Health Practice Council issue brief examining ways in which the individual health insurance market can be strengthened and made more viable.
Date Published: 04/24/2017
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Issue Brief

Proposed Approaches to Medicaid Funding

Medicaid Funding Work Group issue brief addresses key design elements of block grants and per capita caps in relation to program sustainability.
Date Published: 03/17/2017
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Issue Brief

Selling Insurance Across State Lines

Individual and Small Group Markets Committee issue brief highlighting the various policy considerations and the potential implications of allowing the sale of insurance across state lines.
Date Published: 02/13/2017
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Issue Brief

Association Health Plans

Individual and Small Group Markets Committee issue brief highlighting the various policy consideration and potential implications of establishing association health plans (AHPs).
Date Published: 02/13/2017
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Issue Brief

Using High-Risk Pools to Cover High-Risk Enrollees

Individual and Small Group Markets Committee issue brief providing an overview of three potential high-risk pool approaches to covering the costs of high-risk enrollees and examining the…
Date Published: 02/10/2017
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