Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Issue Brief
Cost-Sharing Reductions: What Are They and Why Do They Need to Be Funded
?Health Practice Council paper on what cost-sharing reductions are and why they need to be funded.
Issue Brief
Medicare’s Financial Condition: Beyond Actuarial Balance
care Subcommittee issue brief on significant concerns about Medicare’s long-term financial health.
Topics: Medicare / Medicaid
Issue Brief
Risk Pooling: How Health Insurance in the Individual Market Works
Health Practice Council FAQ on how risk pooling in the individual health insurance market works.
Topics: Health Insurance
Issue Brief
Drivers of 2018 Health Insurance Premium Changes
Individual and Small Group Markets Committee issue brief providing an overview of the general factors underlying premium rate setting and highlighting the major components driving premium changes in…
Topics: Health Insurance
Issue Brief
How Changes to Health Insurance Market Rules Would Affect Risk Adjustment
Risk Sharing Subcommittee issue brief examining the risk adjustment program implemented under the Affordable Care Act (ACA) and the implications for the program under different potential changes to…
Topics: Health Insurance
Issue Brief
Steps Toward a More Sustainable Individual Health Insurance Market
Health Practice Council issue brief examining ways in which the individual health insurance market can be strengthened and made more viable.
Topics: Health Insurance
Issue Brief
Proposed Approaches to Medicaid Funding
Medicaid Funding Work Group issue brief addresses key design elements of block grants and per capita caps in relation to program sustainability.
Topics: Medicare / Medicaid
Issue Brief
Selling Insurance Across State Lines
Individual and Small Group Markets Committee issue brief highlighting the various policy considerations and the potential implications of allowing the sale of insurance across state lines.
Issue Brief
Association Health Plans
Individual and Small Group Markets Committee issue brief highlighting the various policy consideration and potential implications of establishing association health plans (AHPs).
Issue Brief