Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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More Health Issues

Health Resources

Issue Brief

Drivers of 2020 Health Insurance Premium Changes

Individual and Small Group Markets Committee issue brief outlines the major drivers behind why 2020 premiums could differ from those in 2019. The brief focuses primarily on the individual market, yet…
Date Published: 06/27/2019
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Issue Brief

Medicare’s Financial Condition: Beyond Actuarial Balance

Medicare Subcommittee issue brief on the three fundamental long-range financing challenges facing the Medicare program.
Date Published: 04/24/2019
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Issue Brief

Medicaid and Long-Term Care Insurance

Medicaid and Long-Term Care Insurance Work Group issue brief exploring the potential for catastrophic long-term care costs as a major financial risk especially facing older Americans and to help…
Date Published: 02/25/2019
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Issue Brief

Considerations for Treatment of Past Losses in Long-Term Care Insurance Rate Increase Requests

Identifying issues commonly raised in favor of and against recoupment of past losses in various situations. 
Topics: Long-Term Care
Date Published: 10/30/2018
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Issue Brief

Auto-Enrollment Into Individual Market Health Insurance Coverage

Individual and Small Group Markets Committee issue brief providing insights on the potential and challenges of using auto-enrollment in the individual health insurance market.
Date Published: 09/03/2018
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Issue Brief

Drivers of 2019 Health Insurance Premium Changes

Individual and Small Group Markets Committee issue brief providing an overview of the general factors underlying premium rate setting and highlighting the major components driving premium changes in…
Date Published: 06/12/2018
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Issue Brief

Medicare’s Financial Condition: Beyond Actuarial Balance

Medicare Subcommittee issue brief on the three fundamental long-range financing challenges facing the Medicare program.
Date Published: 06/12/2018
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Issue Brief

Prescription Drug Spending in the U.S. Health Care System

Prescription Drug Work Group issue brief highlighting prescription drug issues present in our health care system, including cost drivers, the effect on various stakeholders, and possible…
Date Published: 03/07/2018
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Issue Brief

End-of-Life Care in an Aging World: A Global Perspective

Health Practice International Committee issue brief on global aging demographics, quality of life during the end-of-life period, palliative versus curative care, and strategies for address health…
Date Published: 12/06/2017
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Issue Brief

Comparative Effectiveness Research

Health Care Delivery Committee issue brief providing an actuarial overview of comparative effectiveness research, including measuring its impact and its potential to reduce health care costs.
Date Published: 11/17/2017
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