Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Issue Brief
Drivers of 2020 Health Insurance Premium Changes
Individual and Small Group Markets Committee issue brief outlines the major drivers behind why 2020 premiums could differ from those in 2019. The brief focuses primarily on the individual market, yet…
Topics: Health Insurance
Issue Brief
Medicare’s Financial Condition: Beyond Actuarial Balance
Medicare Subcommittee issue brief on the three fundamental long-range financing challenges facing the Medicare program.
Topics: Medicare / Medicaid
Issue Brief
Medicaid and Long-Term Care Insurance
Medicaid and Long-Term Care Insurance Work Group issue brief exploring the potential for catastrophic long-term care costs as a major financial risk especially facing older Americans and to help…
Issue Brief
Considerations for Treatment of Past Losses in Long-Term Care Insurance Rate Increase Requests
Identifying issues commonly raised in favor of and against recoupment of past losses in various situations.
Topics: Long-Term Care
Issue Brief
Auto-Enrollment Into Individual Market Health Insurance Coverage
Individual and Small Group Markets Committee issue brief providing insights on the potential and challenges of using auto-enrollment in the individual health insurance market.
Topics: Health Insurance
Issue Brief
Drivers of 2019 Health Insurance Premium Changes
Individual and Small Group Markets Committee issue brief providing an overview of the general factors underlying premium rate setting and highlighting the major components driving premium changes in…
Topics: Health Insurance
Issue Brief
Medicare’s Financial Condition: Beyond Actuarial Balance
Medicare Subcommittee issue brief on the three fundamental long-range financing challenges facing the Medicare program.
Topics: Medicare / Medicaid
Issue Brief
Prescription Drug Spending in the U.S. Health Care System
Prescription Drug Work Group issue brief highlighting prescription drug issues present in our health care system, including cost drivers, the effect on various stakeholders, and possible…
Issue Brief
End-of-Life Care in an Aging World: A Global Perspective
Health Practice International Committee issue brief on global aging demographics, quality of life during the end-of-life period, palliative versus curative care, and strategies for address health…
Issue Brief