Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Comment Letter on RBC Instructions for Medicare Part D
Medicare Part D RBC Subgroup revision proposals to the NAIC life and health RBC instructions for Medicare Part D to address a potential unintended consequence related to the Authorized Control Level…
Comment / Letter
Comment Letter to NAIC on Proposed Risk Factor Update for Medicare Part D
Medicare Part D RBC Subgroup comment letter to NAIC’s Health Risk Based Capital Working Group on a possible update of proposed risk factors previously developed by the Academy’s Medicare Part D…
Comment / Letter
Letter to NAIC on Treatment of Medical Active Life Reserves in RBC
Health Practice Financial Reporting Committee letter to Julia T. Philips, the Chair of the NAIC’s Health Risk-Based Capital (RBC) Working Group, that comments on a proposal made by Blue Cross Blue…
Comment / Letter
Comments to NAIC Health Risk-Based Capital Working Group
Health Practice Financial Reporting Committee comments to the NAIC on a proposal to include a trend test in the health RBC formula.
Comment / Letter
Comment Letter to NAIC on Proposed Risk Factor Update for Medicare Part D
Medicare Part D RBC Subgroup comment letter to NAIC’s Health Risk Based Capital Working Group on a possible update of proposed risk factors previously developed by the Academy’s Medicare Part D…
Comment / Letter
Letter to NAIC on Treatment of Medical Active Life Reserves in RBC
Health Practice Financial Reporting Committee letter to Julia T. Philips, the Chair of the NAIC’s Health Risk-Based Capital (RBC) Working Group, that comments on a proposal made by Blue Cross Blue…
Comment / Letter
Comment Letter to NAIC on Proposed Risk Factor Update for Medicare Part D
Medicare Part D RBC Subgroup comment letter to NAIC’s Health Risk Based Capital Working Group on a possible update of proposed risk factors previously developed by the Academy’s Medicare Part D…
Comment / Letter
Letter to CMS on Medicare Part D Implementation
Part D Lessons Learned Work Group comment letter on what has worked well and what has not in Medicare Part D. The letter also offers recommendations to improve the overall operation and…
Comment / Letter
Comment Letter to House and Senate on Restricting Insurers’ Use of Genetic Information
Health Practice Council comment letter to members of the House and Senate on the actuarial implications of restricting insurers’ use of genetic information.
Comment / Letter
Comments on One-Role-per-User Rule for Medicare RDS Website
Health Practice Council comments that urge CMS to reconsider the one-role-per-user rule for actuaries for Part D attestations and to investigate alternatives that would not prevent actuaries from…
Topics: Medicare / Medicaid