Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Letter to NAIC on Statistical Credibility
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC’s Accident and Health Working Group responding to his request for input on defining an appropriate way to maintain statistical…
Topics: NAIC
Comment / Letter
Letter to NAIC on MLR Considerations in Patient Protection and Affordability Act
Medical Loss Ratio Regulation Work Group second letter to the chairs of the NAIC’s Health Care Reform Solvency Impact Subgroup and the Accident and Health Working Group regarding the medical loss…
Comment / Letter
Letter to North Carolina Insurance Department on Definition of Qualified Actuary
Committee on State Health Issues letter to the North Carolina Department of Insurance regarding the Department’s proposal to change the definition of “qualified actuary.”
Comment / Letter
Letter to Congressional Leaders on Health Reform Implementation
Health Practice Council letter to members of House and Senate pledging to work with regulatory authorities on the implementation of the health reform law.
Comment / Letter
Letter to Congress on Potential Unintended Consequences of Health Reform Legislation
Health Practice Council letter to Congress outlining technical and policy issues that need to be addressed before the passage of health reform legislation to ensure success of the reforms.
Comment / Letter
Letter to NAIC on Morbidity Tables for Long-Term Care Insurance
Letter to NAIC regarding the joint Academy State LTC Task Force and SOA Valuation Committee project to develop and recommend valuation morbidity tables for long-term care insurance.
Comment / Letter
Additional Comments on Medicare Supplement Compliance Manual
Medicare Supplement Work Group additional comments to NAIC on the draft revisions to the Medicare Supplement Compliance Manual, clarifying the use of the pooling approach used in the manual and how…
Comment / Letter
Letter to Senate on Patient Protection and Affordable Care Act
Health Practice Council letter to Sens. Harry Reid and Mitch McConnell that outlines key isuses that need to be considered when evaluating whether the Senate’s health care reform bill will lead to a…
Topics: Health Insurance
Comment / Letter
Letter to U.S. House on Affordable Health Care for America Act (HR 3962)
Health Practice Council letter to Speaker Nancy Pelosi and Republican Leader John Boehner providing an actuarial perspective on health insurance market reforms, outlining three criteria to ensure…
Topics: Health Insurance
Comment / Letter