Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.
Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Comments to HHS on Defining ‘Unreasonable’ Rate Increases
Premium Review Work Group letter to HHS providing an evaluation of several potential methods for defining or measuring unreasonable rate increases.
Comment / Letter
Letter to NAIC on Draft MLR Rebate Regulation
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC B Committee regarding the October 4 exposure draft of the proposed MLR rebate regulation.
Topics: NAIC
Comment / Letter
Letter to HHS on Exchange Provisions in ACA
Exchanges Work Group letter to HHS in response to its request for comments on the exchange-related provisions in ACA.
Comment / Letter
Comments to the NAIC on SSAPs (OPEBs and Pensions)
Joint Committee on Retiree Health and the Pension Accounting Committee joint comments to the NAIC regarding the exposure draft of SSAP 92 (OPEBs) and proposed revisions to SSAP 89 (pensions).
Topics: NAIC
Comment / Letter
P/C RBCC Response to NAIC Request on RBC Issues
P/C Risk-Based Capital Committee response to the NAIC’s request on risk-based capital issues.
Comment / Letter
Letter to HHS on ACA Reinsurance Provision
Risk Sharing Work Group letter to HHS regarding the ACA reinsurance provision that references the Academy. The letter includes initial input on potential approaches for identifying high-risk…
Topics: Reinsurance
Comment / Letter
Letter to HHS on Annual/Lifetime Limits and Preexisting Condition Exclusions
Benefits and Eligibility Work Group letter to HHS in response to an interim final rule on ACA provisions that eliminate lifetime limits, restrict annual limits, eliminate preexisting condition…
Topics: Benefits
Comment / Letter
Letter to HHS on MLR Credibility
Medical Loss Ratio Regulation Work Group letter to HHS with input on credibility issues for the purpose of calculating rebates under the new MLR requirements.
Comment / Letter
Letter to HHS on Grandfathered Coverage
Grandfathering Provisions Work Group letter to HHS in response to an interim final rule on the ACA provision related to the status of health insurance coverage as a grandfathered plan.
Topics: Health Insurance
Comment / Letter