Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Letter to CMS on Rate Review and Disclosure Forms
Premium Review Work Group comments to CMS in response to the revised preliminary justification and consumer disclosure forms for purposes of rate review disclosure and reporting requirements.
Comment / Letter
Comments to CMS on Proposed Regulations for Accountable Care Organizations
Health Care Quality Work Group comments to CMS in response to proposed regulations on accountable care organizations and the Medicare Shared Savings Program under the Affordable Care Act.
Topics: Medicare / Medicaid
Comment / Letter
Letter to CMS on Rate Review and Disclosure Forms
Premium Review Work Group comments to CMS in response to a notice on rate increase disclosure and review reporting requirements.
Comment / Letter
Letter to NAIC on White Paper on Adverse Selection and Exchanges
Exchanges Work Group comments to the National Assocation of Insurance Commissioners (NAIC) Exchanges (B) Subgroup regarding its white paper on adverse selection and exchanges created through the…
Topics: NAIC
Comment / Letter
Letter to HHS on CO-OPs
CO-OP Subgroup letter to HHS in response to its request for comments on the consumer operated and oriented plan programs (CO-OPs).
Comment / Letter
Comments to HHS on Rate Review Proposed Regulations
Premium Review Work Group comments to HHS in response to proposed regulations on rate increase disclosure and review.
Comment / Letter
Letter to NAIC Regarding New Long-Term Care Work Group
Long-Term Care Practice Note Work Group letter to the NAIC regarding the formation of a new work group in charge of updating the Academy’s 2003 practice note, Long-Term Care Insurance Compliance with…
Comment / Letter
Letter to NAIC on Medicare Part D Survey Request
Medicare Part D RBC Subgroup letter to the NAIC’s Health RBC Working Group asking it to sponsor and administer a survey of carriers that write Medicare Part D business. The survey is designed to…
Comment / Letter
Comments to HHS Regarding MLR Interim Final Rule
Medical Loss Ratio Regulation Work Group letter to HHS in response to an interim final rule on the medical loss ratio (MLR) provisions in the Affordable Care Act.
Comment / Letter