Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
IDTWG Updates Incidence Modifies for Life Reserve Calculations
Individual Disability Tables Work Group (IDTWG) presented updated incidence modifiers report for use in active life reserve calculations for employer-sponsored disability income policies along…
Topics: NAIC
Comment / Letter
Work Group Responses on Recommendations for Medicare Modifications
Medicare Supplemental Work Group responses to questions regarding the work group’s recommendations on modifications to the Medicare supplement refund formula.
Topics: Medicare / Medicaid
Comment / Letter
Subcommittee Update on Evaluation of Asset Risk in HRBC Formula
Health Solvency Subcommittee updated on the evaluation of asset risk in the health risk-based capital (HRBC) formula.
Comment / Letter
Committee Comments to NAIC on ACA Risk Corridors Exposure Draft
Financial Reporting and Solvency Committee comment letter to the NAIC’s Emerging Accounting Issues (E) Working Group on the “ACA Risk Corridors Collectability” exposure draft.
Comment / Letter
Subcommittee Comments on Excise Tax on High-Cost Employer-Sponsored Health Coverage
Active Benefits Subcommittee letter to the IRS regarding Notice 2015-52 on the excise tax for high-cost employer-sponsored health coverage under the Affordable Care Act (ACA).
Topics: Benefits
Comment / Letter
Work Group Comments on URRT and Rating Methodology
Premium Review Work Group letter to CCIIO with suggested changes to the unified rate review template (URRT) and rating methodology.
Comment / Letter
Medicaid Subcommittee Comments to CMS
Medicaid Subcommittee comment letter to Centers for Medicare and Medicaid Services (CMS) on proposed rules about Medicaid and Children’s Health Insurance Program (CHIP) Programs; Medicaid managed…
Comment / Letter
Task Force Comments on Individual Disability Valuation Standard Report
Individual Disability Tables Work Group comments on the “The Individual Disability Valuation Standard Report” of the Joint American Academy of Actuaries/Society of Actuaries Individual Disability…
Topics: Long-Term Care
Comment / Letter
Academy Committees Comment on PCAOB Auditor and Specialist Paper
The Financial Reporting Committee, Pension Accounting Committee, Casualty Committee on Property and Liability Financial Reporting, Health Financial Reporting and Solvency Committee, and Life…
Comment / Letter