Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.
Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Work Group Follow-Up Presentation to the NAIC Long-Term Care Actuarial (B) Working Group on Long-Term Care Insurance Mortality and Lapse Study
The Long-Term Care Valuation Work Group gave a follow-up presentation to the National Association of Insurance Commissioners (NAIC) NAIC Long-Term Care Actuarial (B) Working Group to discuss the data…
Issue Brief
Drivers of 2023 Health Insurance Premium Changes – Infographic
This infographic illustrates the factors underlying premium rate setting and highlighting the major components driving premium changes in the individual and small group markets for 2023, that are…
Topics: Health Insurance
Issue Brief
Drivers of 2023 Health Insurance Premium Changes
The Individual and Small Group Markets Committee released an issue brief laying out the factors underlying premium rate setting and highlighting the major components driving premium changes in the…
Topics: Health Insurance
NAIC Report
Group Life Waiver Premium Valuation Table Work Group Submits Recommendations to the NAIC Health Actuarial (B) Task Force
The Group Life Waiver Premium Valuation Table Work Group submitted recommendations for the revised 2022 Group Life Waiver of Premium Valuation Table and the revised Actuarial Guideline 44 (AG 44) to…
Topics: NAIC
Comment / Letter
HPC Committees Comment on Proposed Rule on Affordability of Employer Coverage for Related Individuals
The Health Practice Council’s Individual and Small Group Markets Committee and Active Benefits Subcommittee submitted comments to the Internal Revenue Service (IRS) on the proposed rule for…
Topics: Benefits
Issue Brief
Medicare’s Financial Condition: Beyond Actuarial Balance
The Medicare Committee released an issue brief on the financing challenges facing the Medicare program based on the 2022 Medicare Trustees Report.
Topics: Medicare / Medicaid
Issue Brief
Work Group Releases LTC Actuarial Equivalence Public Policy Issue Brief
The Long-Term Care (LTC) Reform Subcommittee’s LTC Actuarial Equivalence Work Group released the public policy issue brief, Value of Reduced Benefit Options in Long-Term Care Insurance Rate…
Presentation
Group Life Waiver Premium Valuation Table Work Group Updates Presentation to the NAIC Health Actuarial (B) Task Force
Group Life Waiver Premium Valuation Table Work Group chairperson, Sue Sames, presented an update on proposed recommendations to the National Association of Insurance Commissioners (NAIC) Health…
Topics: NAIC
Presentation
Academy DE&I Presentation at The Drake Symposium
On April 9, 2022, Academy Board member and Health Equity Work Group (HEWG) Chairperson Annette James presented to about 150 students at the Drake Symposium on Insurance on “Diversity, Equity &…
NAIC Report
Academy HPC Spring 2022 Update to NAIC Health Actuarial (B) Task Force
Academy Health Practice Council (HPC) Vice Chairperson, Barb Klever, provided an update on HPC activities to the National Association of Insurance Commissioners (NAIC) Health Actuarial (B) Task Force…
Topics: NAIC