Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Policy Paper
“Bottom Line” on Medicare+Choice
e summary of the monograph on Actuarial Issues in the Expansion of Beneficiary Options Under Medicare+Choice.
Topics: Medicare / Medicaid
Policy Paper
Actuarial Issues in the Expansion of Beneficiary Options Under Medicare+Choice
Expanding Choice for Medicare Beneficiaries Task Force monograph on the actuarial issues concerning the changes to Medicare under the Balanced Budget Act of 1997 that will have major impact on the…
Topics: Medicare / Medicaid
NAIC Report
Report to NAIC on Preliminary Recommendations on Development of Health Liquidity Test
Joint RBC Task Force report to the NAIC on preliminary recommendations on the development of a health liquidity test.
Topics: NAIC
Policy Paper
Loss Ratios and Health Coverages
Loss Ratio Work Group white paper on the various ways in which loss ratios are currently used by different audiences, and identifies some of the issues inherent in methods of valuation employed.
Comment / Letter
Comments on Title I of Patient Protection Act of 1998
Association Health Plan Work Group comments on the “Health Coverage for Employees of Small Businesses” provisions in Title I (Subtitle D) of the Patient Protection Act of 1998 (H.R. 4250).
Comment / Letter
Comments to NAIC on Exposure of Health Related Statements of Statutory Accounting Principles
Health Codification Subgroup of the State Health Committee comments to NAIC on the exposure of health related Statements of Statutory Accounting Principles (SSAPs), specifically to the March 25,…
Topics: NAIC
Comment / Letter
Comment Letter on Mental Health Parity
Mental Health Parity Work Group comments on the interim final rule implementing the Mental Health Parity Act of 1996.
Comment / Letter
FHC Comment Letter to HHS on PSO Solvency Standards
Federal Health Committee preliminary comments to HHS on the PSO solvency standards development process.
Issue Brief
Actuarial Issues in Medicare Expansion
Work Group on Medicare Expansion issue brief discussing the actuarial aspects and potential impact of the Clinton Administration proposal to expand the Medicare program to allow certain individuals…
Topics: Medicare / Medicaid
Medicaid Managed Care: Savings, Access and Quality
Medicaid Work Group monograph on how cost and utilization savings can occur in managed care programs and provides an overview of components that should be considered when developing and implementing…
Topics: Medicare / Medicaid