Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Policy Paper
Medicare Reform: Evaluating the Fiscal Soundness of Medicare
Medicare Reform Task Force monograph on how Medicare solvency is measured and several proposals to strengthen the financial basis of the program.Report to NAIC Health Organization Risk Based Capital Task Force Projects
Report to the NAIC on projects by the Health Organization Risk Based Capital Task Force.
Topics: NAIC
Letter to NAIC on Health Rate Filing Guidelines
Health Insurance Rate Filing Task Force letter request for NAIC assistance in narrowing the scope of the Academy’s Health Insurance Rate Filing Task Force work on developing guidelines for filing…
Comment / Letter
Comments to HHS on Proposed Privacy Information Standards
Academy comments to HHS on the proposed federal regulations regarding the privacy of individually identifiable health information (IIHI).
Comment / Letter
Letter to Congress on 1999 Medicare (HI & SMI) Trustees Report
lth Committee comment letter to members of the House and Senate on the 1999 Medicare Trustees Report.
Topics: Medicare / Medicaid
NAIC Report
Report to NAIC on RBC Formula for Treatment of Stop-Loss Coverage
HORBC Task Force report to the NAIC on the RBC formula treatment of stop-loss coverage.
Topics: NAIC
NAIC Report
Report to NAIC on RBC Formula for Health Insurance Products
DI/LTC/SL/LB RBC Work Group report to the NAIC addressing RBC formula treatment for health insurance products.Letter to Medicare Commission on Proposed Changes to Benefits
Health Practice Council letter to National Bipartisan Commission on the Future of Medicare in response to the questions the commission raised regarding possible changes to the current Medicare…Letter to Medicare Commission on Proposed Changes to Benefits
Health Practice Council letter to National Bipartisan Commission on the Future of Medicare in response to the questions the commission raised regarding possible changes to the current Medicare…
Policy Paper
Actuarial Review of Health Status Risk Adjustor Methodology
Risk Adjustor Work Group report on the health status risk adjustment methodology proposed for implementation by the Health Care Financing Administration (HCFA).
Topics: Medicare / Medicaid