Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
LPC Comments to NCOIL Hearing on Proposed Genetic Discrimination Model Act
Life Products Committee comments on the proposed Genetic Discrimination Model Act to the National Conference of Insurance Legislators (NCOIL) Life Committee as it considers the proposal.
Issue Brief
Applying the Defined Contribution Concept to Medicare: A Primer
Medicare Steering Committee issue brief providing a primer on two approaches to reforming Medicare – should it retain its current defined benefit approach (similar to that used by traditional…
Comment / Letter
Letter to Congress on Medicare and Prescription Drugs
Health Practice Council letter to Congress offers the Academy as a resource on questions related to Medicare and prescription drugs, and notes that adding any additional benefits, in particular a…
Comment / Letter
Comments to Congress on AHP Provisions in Patient Protection Legislation
Health Plan Work Group comments on the association health plan (AHP) provisions in Title IV, Subtitle B of the Bipartisan Patient Protection Act (H.R. 2563), which would amend the Employee Retirement…
Topics: Retirement
Issue Brief
Statement Regarding 2002 Medicare Trustees Report
Academy statement offering an actuarial perspective on Medicare’s financial condition.
Topics: Medicare / Medicaid
NAIC Report
Report to NAIC on Status of Health Liquidity Work Group
Health Liquidity Work Group status update to the NAIC on a set of potential ratios to be used to test for health organization liquidity. The ratios would be used in a “safe harbor” test.
NAIC Report
Report to NAIC on Status of Stop-Loss Health RBC Work Group
Report to the NAIC on the status of the Stop-Loss Health RBC Work Group.
Topics: NAIC
NAIC Report
Report to NAIC Accident and Health Working Group on LTC Practice Note
Status report to the NAIC Accident and Health Working Group from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries…
NAIC Report
Report to NAIC Senior Issues Task Force on LTC Practice Note
Status report to the NAIC Senior Issues Task Force from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries filing LTCI…
Presentation
A presentation by the Medicare Supplement Work Group to NCOIL
A presentation by the Medicare Supplement Work Group to an NCOIL health committee on Medicare supplement insurance and claim cost trends.
Topics: Medicare / Medicaid