Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Policy Paper
Medicare Prescription Drug Plans: The Devil is in the Details
Health Practice Council white paper addressing issues for consideration in the debate over a prescription drug program under Medicare.
Topics: Medicare / Medicaid
Comment / Letter
Comment Letter to Congress on AHP Legislation
Health Plan Work Group comments on the Small Business Health Fairness Act of 2003 (H.R. 660 and S. 545), which would amend ERISA to establish a new “Part 8—Rules Governing Association Health…
Comment / Letter
Letter to NAIC on Objectives of LTC Reserving Work Group
LTC Reserve Work Group outline of the proposed near-term and long-term objectives as they relate to the NAIC’s request for the Academy to review the reserve methodology for LTC insurance.Letter to NAIC on Objectives of LTC Reserving Work Group
LTC Reserve Work Group outline of the proposed near-term and long-term objectives as they relate to the NAIC’s request for the Academy to review the reserve methodology for LTC insurance.
Topics: NAIC
NAIC Report
Report to NAIC on Status of Health Liquidity Work Group
Health Liquidity Work Group status update to the NAIC on a set of potential ratios to be used to test for health organization liquidity. The ratios would be used in a “safe harbor” test.
Topics: NAIC
Comment / Letter
Letter to GASB on Proposed Standard for Post-Retirement Benefit Plans
Health Practice Council and Pension Practice Council letter to GASB discussing concerns actuaries have about two aspects of the proposed standard, including the use of a common premium concept to…
NAIC Report
Presentation to NAIC on LTC RBC
Long-Term Care Risk-Based Capital Work Group status update to the NAIC on the progress of the LTC RBC work group.
NAIC Report
Report to NAIC Senior Issues Task Force on LTC Practice Note
Status report to the NAIC Senior Issues Task Force from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries filing LTCI…Letter to EEOC on Erie County Ruling
EEOC-ADEA and Retiree Health Work Group letter that provides a list of potential issues that could complicate implementation of retiree medical safe harbors are placed into three categories —…
Comment / Letter