Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
Explore
Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
Explore
Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
Explore
Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
Explore
Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
Explore
More Health Issues

Health Resources

Policy Paper

Medicare Prescription Drug Plans: The Devil is in the Details

Health Practice Council white paper addressing issues for consideration in the debate over a prescription drug program under Medicare.
Date Published: 04/30/2003
Download
Comment / Letter

Comment Letter to Congress on AHP Legislation

Health Plan Work Group comments on the Small Business Health Fairness Act of 2003 (H.R. 660 and S. 545), which would amend ERISA to establish a new “Part 8—Rules Governing Association Health…
Date Published: 04/28/2003
Download
Comment / Letter

Letter to NAIC on Objectives of LTC Reserving Work Group

LTC Reserve Work Group outline of the proposed near-term and long-term objectives as they relate to the NAIC’s request for the Academy to review the reserve methodology for LTC insurance.
Date Published: 03/07/2003
Download

Letter to NAIC on Objectives of LTC Reserving Work Group

LTC Reserve Work Group outline of the proposed near-term and long-term objectives as they relate to the NAIC’s request for the Academy to review the reserve methodology for LTC insurance.
Topics: NAIC
Date Published: 03/07/2003
Download
NAIC Report

Report to NAIC on Status of Health Liquidity Work Group

Health Liquidity Work Group status update to the NAIC on a set of potential ratios to be used to test for health organization liquidity. The ratios would be used in a “safe harbor” test.
Topics: NAIC
Date Published: 12/31/2002
Download
Comment / Letter

Letter to GASB on Proposed Standard for Post-Retirement Benefit Plans

Health Practice Council and Pension Practice Council letter to GASB discussing concerns actuaries have about two aspects of the proposed standard, including the use of a common premium concept to…
Topics: ASB Retirement
Date Published: 12/13/2002
Download
NAIC Report

Presentation to NAIC on LTC RBC

Long-Term Care Risk-Based Capital Work Group status update to the NAIC on the progress of the LTC RBC work group.
Date Published: 12/06/2002
Download
NAIC Report

Report to NAIC Senior Issues Task Force on LTC Practice Note

Status report to the NAIC Senior Issues Task Force from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries filing LTCI…
Date Published: 12/06/2002
Download

Letter to EEOC on Erie County Ruling

EEOC-ADEA and Retiree Health Work Group letter that provides a list of potential issues that could complicate implementation of retiree medical safe harbors are placed into three categories —…
Date Published: 10/16/2002
Download
Comment / Letter

LPC Comments to NCOIL Hearing on Proposed Genetic Discrimination Model Act

Life Products Committee comments on the proposed Genetic Discrimination Model Act to the National Conference of Insurance Legislators (NCOIL) Life Committee as it considers the proposal.
Date Published: 07/13/2002
Download