Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Letter to CMS on Medicare Part D Implementation
Part D Lessons Learned Work Group comment letter on what has worked well and what has not in Medicare Part D. The letter also offers recommendations to improve the overall operation and…
NAIC Report
Report to NAIC from Stop Loss Work Group
Stop-Loss Work Group progress report to the Health RBC (E) Working Group during December 2006 NAIC meeting.
Topics: NAIC
Comment / Letter
Comment Letter to House and Senate on Restricting Insurers’ Use of Genetic Information
Health Practice Council comment letter to members of the House and Senate on the actuarial implications of restricting insurers’ use of genetic information.
NAIC Report
Report to NAIC from Stop-Loss RBC Work Group
Status report on Stop-Loss RBC Work Group effort to propose a set of RBC factors for excess of loss products to the NAIC.
Topics: NAIC
Comment / Letter
Comments on One-Role-per-User Rule for Medicare RDS Website
Health Practice Council comments that urge CMS to reconsider the one-role-per-user rule for actuaries for Part D attestations and to investigate alternatives that would not prevent actuaries from…
Topics: Medicare / Medicaid
Comment / Letter
Comments on ACLI’s Proposed Long-Term Care Experience Form
Subgroup on Long-Term Care Experience Forms comments to the NAIC regarding American Council of Life Insurers (ACLI) Proposed Recommendation to Report Non-Exempt LTC accelerated-type products.
Issue Brief
Wading Through Medical Insurance Pools: A Primer
Small Group Market Task Force issue brief describing the types of medical insurance pools, highlighting issues that are fundamental to pooling, and illustrating how changes within a multiple…Letter to Citizens’ Health Care Working Group on Interim Recommendations for Improving Health Care
Committee on Federal Health Issues letter to Citizens’ Health Care Working Group on its interim recommendations for improving health care.
Comment / Letter
Comment Letter on Medicare Supplement Transition Issues
Medicare Supplement Work Group comments to NAIC’s Medigap Modernization Subgroup of the Senior Issues Task Force identifying potential transitional issues that will need to be addressed as part of…
Practice Note
Group Long-Term Disability Insurance
Group Long-Term Disability InsurancePractice note created by a subgroup of the Health Practice Financial Reporting Committee providing a description of some of the current practices used by health…
Topics: Financial Reporting