Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Letter to NAIC on Supplemental Health Care Exhibit Exposure Draft
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC’s Health Care Reform Solvency Impact Subgroup on an exposure draft of a new proposed financial reporting exhibit the…Letter to NAIC on Supplemental Health Care Exhibit Exposure Draft
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC’s Health Care Reform Solvency Impact Subgroup on an exposure draft of a new proposed financial reporting exhibit the…
Comment / Letter
Letter to HHS Regarding MLR Provisions
Medical Loss Ratio Regulation Work Group letter to the Department of Health and Human Services in response to its request for comments on the PPACA provision that requires medical loss ratio…
Comment / Letter
Letter to HHS Regarding Rate Review
Premium Review Work Group letter to the Department of Health and Human Services in response to its request for comments on the PPACA provision that establishes a review process for unreasonable rate…
Comment / Letter
Letter to NAIC on Statistical Credibility
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC’s Accident and Health Working Group responding to his request for input on defining an appropriate way to maintain statistical…
Topics: NAIC
Letter to NAIC on Statistical Credibility
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC’s Accident and Health Working Group responding to his request for input on defining an appropriate way to maintain statistical…
Topics: NAIC
Letter to NAIC on Premium Review
Premium Review Work Group letter to the chairs of the NAIC’s Health Care Reform Solvency Impact Subgroup, the Accident and Health Working Group, and the Rate Review Subgroup regarding the Patient…Letter to NAIC on Premium Review
Premium Review Work Group letter to the chairs of the NAIC’s Health Care Reform Solvency Impact Subgroup, the Accident and Health Working Group, and the Rate Review Subgroup regarding the Patient…
Issue Brief
Risk Assessment and Risk Adjustment
Health Practice Council issue brief providing an overview of risk adjustment and outlining general considerations for implementing a risk adjustment mechanism under PPACA.
Comment / Letter