Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Letter to NAIC on Draft Rate-Filing Disclosure Form
Premium Review Work Group comment letter on the NAIC’s exposure draft of a rate-filing disclosure form that is intended to facilitate the reporting of unreasonable rate increases to HHS.
Topics: NAIC
Letter to HHS on Dependent Coverage
Benefits and Eligibility Work Group letter to HHS in response to an interim final rule on the PPACA provision that extends dependent coverage to age 26.
Topics: Benefits
Presentation
The CLASS Act: Coordination, Cost, and Impact
Steven Schoonveld presentation before the July 11 National Conference of Insurance Legislators (NCOIL) Summer Meeting. The presentation focuses on educating lawmakers about the CLASS Act (the new…
Topics: Long-Term Care
Presentation
Health Reform Implementation: An Actuarial Perspective
Senior Health Fellow Cori Uccello presentation before a June 15 American Enterprise Institute event, offering an actuarial perspective on health care reform implementation.
Comment / Letter
Letter to NAIC on Covariance
Health Solvency Work Group comment letter to the chair of the NAIC’s Capital Adequacy Task Force regarding the evaluation of the current health risk-based capital covariance formula calculation for…
Comment / Letter
Letter to NAIC on Covariance
Health Solvency Work Group comment letter to the chair of the NAIC’s Capital Adequacy Task Force regarding the evaluation of the current health risk-based capital covariance formula calculation for…
Comment / Letter
Letter to NAIC Accident and Health Working Group on Contract Reserves
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC’s Accident and Health Working Group offering input on the potential inclusion of a change in contract reserves in the…
Topics: NAIC
Letter to NAIC Accident and Health Working Group on Contract Reserves
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC’s Accident and Health Working Group offering input on the potential inclusion of a change in contract reserves in the…
Topics: NAIC
Comment / Letter
Letter to HHS on Early Retiree Reinsurance
Joint Committee on Retiree Health letter to the Department of Health and Human Services in response to an interim final rule on the PPACA provision that creates a temporary reinsurance program for…
Topics: Reinsurance
Comment / Letter
Follow-up Letter to NAIC on MLR Statistical Credibility
Medical Loss Ratio Regulation Work Group letter to the NAIC responding to a request for more information on defining statistical credibility within the MLR rebate process as provided in a previous…
Topics: NAIC