Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Comments to HHS on Components of NAIC’s Proposed Regulation on Medical Loss Ratios
Medical Loss Ratio Regulation Work Group letter to HHS addressing three components of the NAIC’s proposed regulation on medical loss ratios: credibility adjustments, exclusion of federal taxes from…
Topics: NAIC
Comment / Letter
HPFRC Comments on ASOP 28
Health Practice Financial Reporting Committee comments to the Actuarial Standards Board regarding a proposed revision to ASOP 28.
Comment / Letter
Comments to NAIC on SSAPs (OPEBs and Pensions)
Joint Committee on Retiree Health and the Pension Accounting Committee comments to the NAIC regarding the exposure draft of SSAP 92 (OPEBs) and proposed revisions to SSAP 89 (pensions).
Comment / Letter
Comments to HHS on Defining ‘Unreasonable’ Rate Increases
Premium Review Work Group letter to HHS providing an evaluation of several potential methods for defining or measuring unreasonable rate increases.
Comment / Letter
Comments to HHS on Defining ‘Unreasonable’ Rate Increases
Premium Review Work Group letter to HHS providing an evaluation of several potential methods for defining or measuring unreasonable rate increases.
Comment / Letter
Letter to NAIC on Draft MLR Rebate Regulation
Medical Loss Ratio Regulation Work Group letter to the chair of the NAIC B Committee regarding the October 4 exposure draft of the proposed MLR rebate regulation.
Topics: NAIC
Comment / Letter
Letter to HHS on Exchange Provisions in ACA
Exchanges Work Group letter to HHS in response to its request for comments on the exchange-related provisions in ACA.
Comment / Letter
Comments to the NAIC on SSAPs (OPEBs and Pensions)
Joint Committee on Retiree Health and the Pension Accounting Committee joint comments to the NAIC regarding the exposure draft of SSAP 92 (OPEBs) and proposed revisions to SSAP 89 (pensions).
Topics: NAIC
Comment / Letter