Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Presentation
Long-Term Care Reform Options
Federal Long-Term Care Task Force presentation to the 2012 NCOIL Summer Meeting on options to reform the long-term care system in the United States.
Topics: Long-Term Care
Comment / Letter
Comments to ASB on ASOP 6 Exposure Draft
Joint Committee on Retiree Health comments on the ASB’s exposure draft of ASOP 6, Measuring Retiree Group Benefits Obligations and Determining Retiree Group Benefits Plan Costs or Contributions.
Presentation
Health Care Reform After the Supreme Court – An Actuarial Perspective
Health Practice Council webinar slides addressing the Supreme Court decision on the individual mandate and next steps in state and federal implementation of the Affordable Care Act (ACA).
Policy Paper
Voter Guide – Making Health Care Reform Work: Why Broad Participation is Necessary (Updated)
Voter guide to help explain why broad participation is necessary in the health insurance system to avoid higher premiums.
Topics: Health Insurance
Comment / Letter
Comment Letter to CMS on Medicaid Payment Rate Change
Medicaid Work Group comments to CMS on a proposed rule regarding payments for Medicaid primary care services.
Topics: Medicare / Medicaid
Comment / Letter
Comment Letter to IRS on Minimum Value
Actuarial Value Subgroup comments to the IRS on Notice 2012-31, Minimum Value of an Employer Sponsored Health Plan, addressing how to account for non-core benefits and non-standard plan features as…
Topics: Benefits
Practice Note
Long-Term Care Insurance Compliance With the NAIC LTCI Model Regulation Relating to Rate Stability
Exposure draft of the long-term care rate stability practice note.
Policy Paper
Research Brief: Design and Implementation Considerations of ACA Risk-Mitigation Programs
Joint Academy/SOA research brief on risk-mitigation programs under the Affordable Care Act appear to reduce financial risks to health plans but overly restrictive limitations on premium rate…
Comment / Letter
Comments to ASB on ASOP 27 Exposure Draft
Joint Committee on Retiree Health comments on the ASB’s exposure draft for ASOP 27, Selection of Economic Assumptions for Measuring Pension Obligations, regarding the implications for retiree group…
Comment / Letter