Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.
Explore our new resource guide on health insurance market dynamics.
Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health News
The Academy
Health Insurance Affordability: Balancing Premiums And Out-Of-Pocket Costs
In this article for Health Affairs Forefront, Academy Senior Health Fellow Cori Uccello writes about the balancing act needed to address underinsurance in the individual market
Topics: Health Insurance
Date Published: 07/09/2025
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Uncategorized
ASB Boxscore, Fall/Winter 2020: ASB Approves Exposure Drafts of Proposed Revisions of ASOP Nos. 3, 38, and Setting Assumptions ASOP; New ASB Members and Chairperson Appointments Announced
Read the latest news from the ASB Boxscore.
Topics: ASB News
Date Published: 12/23/2020
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Life Committee News
ASB Approves Second Exposure Draft of Revision of ASOP No. 22
The ASB recently approved a second exposure draft of a revision of ASOP No. 22, now titled Statements of Actuarial Opinion Based on Asset Adequacy Analysis for Life Insurance, Annuity, or Health…
Topics: ASB News
Date Published: 06/23/2020
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Health Committee News
ASB Approves Exposure Draft of Revision of ASOP No. 28
The ASB recently approved an exposure draft of a revision of Actuarial Standard of Practice (ASOP) No. 28, now titled Statements of Actuarial Opinion Regarding Health Insurance Assets and…
Topics: ASB News
Date Published: 06/09/2020
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Uncategorized
ASB TO MEET DECEMBER 9-10, 2015 IN WASHINGTON
The next regularly scheduled meeting of the ASB will be held December 9–10, 2015, at the Academy offices in Washington, D.C.
Topics: ASB News
Date Published: 09/22/2015
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Health Resources
Comment / Letter
Practice Councils Comment to NAIC on RBC Principles
The Casualty Practice Council, Health Practice Council, Life Practice Council, and Risk Management and Financial Reporting Practice Council submitted a joint comment letter to NAIC’s Risk-Based…
Topics: Risk-Based Capital
Presentation
Academy Presents on Health Equity at SOA Meeting
The Health Equity Committee presented at the Society of Actuaries’ (SOA) 2025 Health Meeting in Dallas. Committee member Maggie Ruzicka moderated the session, which included a discussion on health…
Topics: Health Equity
Infographic
The Individual Health Insurance Market 2026: An Illustrative Premium Rate Development Timeline
This timeline, developed by the Individual and Small Group Markets Committee of the American Academy of Actuaries, outlines the typical timing of key steps in the rate-setting process.
Topics: Health Insurance
Discussion Paper
The Interconnectedness of Health Coverage Sources for the Under-65 Population
The U.S. health insurance system is a complex tapestry, with coverage provided through a mix of public and private sources, including Medicaid, Medicare, employer-sponsored insurance, and the…
Topics: Health Insurance
Discussion Paper
Strategies to Achieve Market Stability in the Individual Health Insurance Market
This discussion brief by the Individual and Small Group Markets Committee outlines key components of a stable market, as well as current policies that support market stability. It also outlines…
Topics: Health Insurance
Infographic
Drivers of 2026 Premium Changes: Infographic
This infographic from the Individual and Small Group Markets Committee illustrates key factors likely to drive 2026 premium changes for plans operating in the individual and small group markets…
Issue Brief
Drivers of 2026 Premium Changes
This annual issue brief by the Individual and Small Group Markets Committee outlines key factors likely to drive 2026 premium changes for plans operating in the individual and small group markets…
Topics: Long-Term Care
ASOP
Medicaid Managed-Care Capitation Rate Development and Certification
Proposed Actuarial Standard of Practice [glossary_exclude]Medicaid Managed-Care Capitation Rate Development and Certification STANDARD OF PRACTICE TRANSMITTAL MEMORANDUM December 2013 TO: Members…
Comment / Letter
Committees Comment to House on H.R. 1 Health Provisions
The Health Practice Council’s Medicaid Committee and Individual and Small Group Markets Committee submitted comments to House leadership focusing on Medicaid provisions within H.R. 1, after Senate…
Topics: Medicare / Medicaid
Comment / Letter