Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.


Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Subcommittee Comments to NAIC Health Risk-Based Capital Working Group
The Health Solvency Subcommittee sent comments to the NAIC Health Risk-Based Capital (HRBC) Working Group on the comment letters received on the exposure of the Draft Bond Structure and…
Comment / Letter
Subcommittee Members Comment to Federal Interagency Task Force on LTCI
Members of the LTC Reform Subcommittee submitted comments following their discussion with the Federal Interagency Task Force on Long-Term Care Insurance (LTCI) earlier this year. These comments…
Topics: Long-Term Care
Presentation
Presentation on LTC Valuation Work Group Update to NAIC
This presentation was given to the Long-Term Care (LTC) Actuarial Working Group of the National Association of Insurance Commissioners as an update on the LTC Valuation Work Group’s recent…
Comment / Letter
Presentation on LTC Combo Practice Note to NAIC
This presentation was given to the Long-Term Care (LTC) Actuarial Working Group of the National Association of Insurance Commissioners on the LTC Combination Product Valuation Practice Note currently…
Comment / Letter
Council Comments to Actuarial Standards Board on Setting Assumptions
Health Practice Council comments in response to the Actuarial Standards Board’s (ASB) second exposure draft of a proposed actuarial standard of practice (ASOP) titled Setting Assumptions.
Comment / Letter
Subcommittee Comments to Center for Medicaid and CHIP Services on May 15, 2019 Informational Bulletin
Medicaid Subcommittee comments on May 15, 2019 CMCS Informational Bulletin (CIB) titled Medical Loss Ratio (MLR) Requirements Related to Third-Party Vendors seeking additional clarification.
Topics: Medicare / Medicaid
Issue Brief
Drivers of 2020 Health Insurance Premium Changes
Individual and Small Group Markets Committee issue brief outlines the major drivers behind why 2020 premiums could differ from those in 2019. The brief focuses primarily on the individual market, yet…
Topics: Health Insurance
Presentation
Deciphering the Different Options to Expand Public Coverage
This presentation was a session at the SOA Health Meeting where panelists reviewed the proliferation of proposals to expand access to public health insurance plans, either to strengthen insurance…
Presentation
Nearly a Decade Later the ACA is…
This presentation was a session at the SOA Health Meeting which reviewed the challenges the Affordable Care Act (ACA) has faced since its enactment in 2010 and will looked forward to where it’s…
Comment / Letter