Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.
Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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Health Resources
Comment / Letter
Comments on ASOP 11, Reinsurance Involving Life Insurance, Annuities, or Health Benefit Plans in Financial Reports
The Health Practice Council and its Task Force to Review Actuarial Standard of Practice (ASOP) 11 filed a comment on the Actuarial Standards Board exposure draft, Reinsurance Involving Life…
Issue Brief
Drivers of 2021 Health Insurance Premium Changes: The Effects of COVID-19
Individual and Small Group Markets Committee issue brief outlining the major factors driving premium changes for the next plan year. This year’s issue brief focuses primarily on the impact of…
Topics: Health Insurance
Issue Brief
Issue Brief on Health Risk Mitigation
The Health Practice Council has released an issue brief that examines the different types of risks that insurers can face and the various risk mitigation mechanisms that can be used to address them,…
Issue Brief
Medicare’s Financial Condition: Beyond Actuarial Balance
care Subcommittee issue brief on the fundamental long-range financing challenges facing the Medicare program.
Topics: Medicare / Medicaid
Issue Brief
FAQs on COVID-19 and Its Effects on Health Spending and Health Insurance
Health Practice Council answers to frequently asked questions (FAQs) on COVID-19’s potential effects on health care spending and the health insurance system.
Topics: Health Insurance
Comment / Letter
Health Solvency Subcommittee Response Letter on Health Bond Factors to HRBC Working Group
The Health Solvency Subcommittee submitted a response letter to the NAIC Health Risk-Based Capital (HRBC) Working Group for their request to provide the health bond factors over a range of additional…
Comment / Letter
Individual and Small Group Markets Committee and Risk Sharing Subcommittee Comments on the Proposed Rule for the 2020 NBPP
Comments of the Individual and Small Group Markets Committee and Risk Sharing Subcommittee on the proposed rule for the 2020 Notice of Benefit and Payment Parameters (NBPP).
Issue Brief
Long-Term Care Insurance Products and Addressing the ‘Use It or Lose It’ Concern Issue Brief
rief on the evolving marketplace and regulatory environment of long-term care insurance (LTCI).
Topics: Long-Term Care
Issue Brief