Individual and Small Group Markets Committee
The Individual and Small Group Market Committee furthers the actuarial profession’s involvement in policy issues related to both the small group and individual medical markets. The committee monitors federal legislation and regulatory activities and is charged with developing background papers intended to inform and educate senior federal policy makers on issues related to the small group and individual markets.
Chairperson:
Jason Karcher
Vice Chairperson:
Tammy Tomczyk
Members:
Zhongye Bao
Evan Beuscher
Joseph Bojman
Cody Bush
Richard Cadwell
Lauren Case
Timothy Connell
Elaine Corrough
David Dillon
Michelle Faust
Kyle Hall
Kevin Hurley
Mary Ingram
Ryan Jubber
Kenneth Laskowski
Crystal Lassegard
Annie Man
Andrew Meyers
Matthew Mize
Cameron Mortazavi
Velena Nowling
Linda Peach
Martin Ramsey
Ryan Schultz
Estellene Schweickert
Andrew See
Matthew Self
Isaac Squire
Li Wang
Evan Beuscher
Joseph Bojman
Cody Bush
Richard Cadwell
Lauren Case
Timothy Connell
Elaine Corrough
David Dillon
Michelle Faust
Kyle Hall
Kevin Hurley
Mary Ingram
Ryan Jubber
Kenneth Laskowski
Crystal Lassegard
Annie Man
Andrew Meyers
Matthew Mize
Cameron Mortazavi
Velena Nowling
Linda Peach
Martin Ramsey
Ryan Schultz
Estellene Schweickert
Andrew See
Matthew Self
Isaac Squire
Li Wang
Related Publications
Committee Comments on House Budget Resolution
The Individual and Small Group Markets Committee submitted comments to the U.S. House Committee on the Budget on the reconciliation legislation advancing in the House of Representatives to comply...
Topics: Health Insurance
Date Published: 05/20/2025
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Health Issue Brief Examines Access, Affordability, Choice, and Competition in the Individual Market
An issue brief from the Individual and Small Group Markets Committee, Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market, provides an overview of how...
Topics: Health Insurance
Date Published: 03/06/2025
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Premium Drivers Infographic Released
Released alongside the annual issue brief, The Individual and Small Group Markets Committee released an infographic, "Drivers of 2025 Health Insurance Premium Changes—Effects on Premiums". The...
Topics: Health Insurance
Date Published: 12/04/2024
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Committee Comments on 2026 NBPP
The Health Practice Council’s Individual and Small Group Markets Committee submitted comments to the Centers for Medicare & Medicaid Services regarding the proposed rule for the 2026 Notice...
Topics: Medicare / Medicaid
Date Published: 11/12/2024
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Academy Updates NAIC on the Drivers of Health Insurance Premium Changes
Academy Senior Health Fellow Cori Uccello presented on the “Drivers of 2025 federal Affordable Care Act (ACA) Health Insurance Premium Changes” to the National Association of Insurance...
Topics: Health Insurance NAIC
Date Published: 08/12/2024
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Premium Drivers Issue Brief Released
The Individual and Small Group Markets Committee released an issue brief, Drivers of 2025 Health Insurance Premium Changes. The brief provides more details on the factors that are likely to drive...
Topics: Health Insurance
Date Published: 08/09/2024
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Committee Comments on Portable Health Benefits
The Health Practice Council’s Active Benefits Committee and Individual and Small Group Markets Committee responded to the U.S. Senate Committee on Health, Education, Labor and Pensions’...
Topics: Benefits
Date Published: 06/24/2024
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Committee Comments on Gene Therapy RFI
The Health Practice Council’s Health Care Delivery Committee, Individual and Small Group Markets Committee, and Active Benefits Committee responded to the Committee on Health, Education, Labor,...
Topics: Benefits
Date Published: 06/22/2024
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Committees Comment on Definition of Employer-Association Health Plans
The Health Practice Council’s Individual and Small Group Markets Committee and Active Benefits Committee responded to the DOL’s Employee Benefits Security Administration’s proposed rule on...
Topics: Benefits
Date Published: 02/14/2024
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Committees Comment on Definition of Employer—Association Health Plans
The Health Practice Council’s Individual and Small Group Markets Committee and Active Benefits Committee responded to the DOL’s Employee Benefits Security Administration’s...
Topics: Benefits
Date Published: 02/14/2024
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Committee Comments on 2025 NBPP
The Health Practice Council’s Individual and Small Group Markets Committee submitted comments to the Centers for Medicare & Medicaid Services regarding the proposed rule for the 2025 Notice...
Topics: Medicare / Medicaid
Date Published: 01/08/2024
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Committee Comments on Draft 2025 Actuarial Value (AV) Calculator Methodology
The Individual and Small Group Markets Committee submitted comments to the Centers for Medicare & Medicaid Services’ Center for Consumer Information & Insurance Oversight (CCIIO) on...
Topics: Medicare / Medicaid
Date Published: 01/02/2024
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Committees Comment on Short-Term, Limited-Duration Insurance Proposed Rules
The Health Practice Council’s Individual and Small Group Markets Committee, Risk Sharing Subcommittee, and Active Benefits Committee submitted a comment letter to the Department of Health and...
Topics: Benefits Health Insurance
Date Published: 09/11/2023
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HPC Committees Comment on 2024 NBPP
The Health Practice Council’s Individual and Small Group Markets Committee and Risk Sharing Subcommittee submitted a comment letter to the Centers for Medicare & Medicaid Services’...
Topics: Medicare / Medicaid
Date Published: 07/30/2023
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Drivers of 2024 Health Insurance Premium Changes
The Individual and Small Group Markets Committee released its annual issue brief laying out the factors underlying premium rate setting and highlighting the major components driving premium changes...
Topics: Health Insurance
Date Published: 07/19/2023
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Committee Comments on Draft 2024 Actuarial Value (AV) Calculator Methodology
The Individual and Small Group Markets Committee submitted comments to the Centers for Medicare & Medicaid Services’ Center for Consumer Information & Insurance Oversight (CCIIO) on...
Topics: Medicare / Medicaid
Date Published: 01/12/2023
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Academy Presentation to NAIC on Considerations for Calculating Cost-Sharing Premium Reduction Load Factors
Presentation at the National Association of Insurance Commissioners (NAIC) Affordable Care Act (ACA) State Rate Review Discussion Meeting on Considerations for Calculating Cost-Sharing Reduction...
Topics: NAIC
Date Published: 11/16/2022
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Health Practice Area Comment Letter Submitted to the Center for Consumer Information and Insurance Oversight (CCIIO) on Cost-Sharing Reduction Premium Load Factors
The Individual and Small Group Markets Committee and its Risk Sharing Subcommittee submitted a letter to the CCIIO on cost-sharing reduction (CSR) premium load factors. The letter was also...Date Published: 09/08/2022
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Drivers of 2023 Health Insurance Premium Changes - Infographic
This infographic illustrates the factors underlying premium rate setting and highlighting the major components driving premium changes in the individual and small group markets for 2023, that are...
Topics: Health Insurance
Date Published: 06/22/2022
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Drivers of 2023 Health Insurance Premium Changes
The Individual and Small Group Markets Committee released an issue brief laying out the factors underlying premium rate setting and highlighting the major components driving premium changes in the...
Topics: Health Insurance
Date Published: 06/21/2022
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