Individual and Small Group Markets Committee
The Individual and Small Group Market Committee furthers the actuarial profession’s involvement in policy issues related to both the small group and individual medical markets. The committee monitors federal legislation and regulatory activities and is charged with developing background papers intended to inform and educate senior federal policy makers on issues related to the small group and individual markets.
Chairperson:
Jason Karcher
Vice Chairperson:
Tammy Tomczyk
Members:
Zhongye Bao
Evan Beuscher
Joseph Bojman
Cody Bush
Richard Cadwell
Lauren Case
Timothy Connell
Elaine Corrough
David Dillon
Michelle Faust
Kyle Hall
Kevin Hurley
Mary Ingram
Ryan Jubber
Kenneth Laskowski
Crystal Lassegard
Annie Man
Andrew Meyers
Matthew Mize
Cameron Mortazavi
Velena Nowling
Linda Peach
Martin Ramsey
Ryan Schultz
Estellene Schweickert
Andrew See
Matthew Self
Isaac Squire
Li Wang
Evan Beuscher
Joseph Bojman
Cody Bush
Richard Cadwell
Lauren Case
Timothy Connell
Elaine Corrough
David Dillon
Michelle Faust
Kyle Hall
Kevin Hurley
Mary Ingram
Ryan Jubber
Kenneth Laskowski
Crystal Lassegard
Annie Man
Andrew Meyers
Matthew Mize
Cameron Mortazavi
Velena Nowling
Linda Peach
Martin Ramsey
Ryan Schultz
Estellene Schweickert
Andrew See
Matthew Self
Isaac Squire
Li Wang
Related Publications
The Individual Health Insurance Market 2026: An Illustrative Premium Rate Development Timeline
This timeline, developed by the Individual and Small Group Markets Committee of the American Academy of Actuaries, outlines the typical timing of key steps in the rate-setting process.
Topics: Health Insurance
Date Published: 07/21/2025
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The Interconnectedness of Health Coverage Sources for the Under-65 Population
The U.S. health insurance system is a complex tapestry, with coverage provided through a mix of public and private sources, including Medicaid, Medicare, employer-sponsored insurance, and the...
Topics: Health Insurance
Date Published: 07/21/2025
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Strategies to Achieve Market Stability in the Individual Health Insurance Market
This discussion brief by the Individual and Small Group Markets Committee outlines key components of a stable market, as well as current policies that support market stability. It also outlines...
Topics: Health Insurance
Date Published: 07/21/2025
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Drivers of 2026 Premium Changes: Infographic
This infographic from the Individual and Small Group Markets Committee illustrates key factors likely to drive 2026 premium changes for plans operating in the individual and small group markets...Date Published: 07/21/2025
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Committees Comment to House on H.R. 1 Health Provisions
The Health Practice Council's Medicaid Committee and Individual and Small Group Markets Committee submitted comments to House leadership focusing on Medicaid provisions within H.R. 1, after Senate...
Topics: Medicare / Medicaid
Date Published: 07/02/2025
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Academy Presents to CCIIO on HPC Activity
Health Vice President Annette James, Individual and Small Group Markets Committee Vice Chairperson Tammy Tomczyk, and Senior Health Fellow Cori Uccello presented to the Centers for Medicare &...
Topics: Health Insurance Public Policy
Date Published: 06/11/2025
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Committee Comments on House Budget Resolution
The Individual and Small Group Markets Committee submitted comments to the U.S. House Committee on the Budget on the reconciliation legislation advancing in the House of Representatives to comply...
Topics: Health Insurance
Date Published: 05/20/2025
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Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market
An issue brief from the Individual and Small Group Markets Committee, Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market, provides an overview of how...
Topics: Health Insurance
Date Published: 03/06/2025
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Committee Comments on 2026 NBPP
The Health Practice Council's Individual and Small Group Markets Committee submitted comments to the Centers for Medicare & Medicaid Services regarding the proposed rule for the 2026 Notice of...
Topics: Medicare / Medicaid
Date Published: 11/12/2024
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Academy Updates NAIC on the Drivers of Health Insurance Premium Changes
Academy Senior Health Fellow Cori Uccello presented on the "Drivers of 2025 federal Affordable Care Act (ACA) Health Insurance Premium Changes" to the National Association of Insurance Commissioners...
Topics: Health Insurance NAIC
Date Published: 08/12/2024
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Drivers of 2025 Health Insurance Premium Changes—Effects on Premiums (Infographic)
Released alongside the annual issue brief, the Individual and Small Group Markets Committee released an infographic, "Drivers of 2025 Health Insurance Premium Changes-Effects on Premiums." The...
Topics: Health Insurance
Date Published: 08/09/2024
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Drivers of 2025 Health Insurance Premium Changes
The Individual and Small Group Markets Committee released an issue brief, Drivers of 2025 Health Insurance Premium Changes. The brief provides more details on the factors that are likely to drive...
Topics: Health Insurance
Date Published: 08/09/2024
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Committee Comments on Portable Health Benefits
The Health Practice Council's Active Benefits Committee and Individual and Small Group Markets Committee responded to the U.S. Senate Committee on Health, Education, Labor and Pensions'...
Topics: Benefits
Date Published: 06/24/2024
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Committee Comments on Gene Therapy RFI
The Health Practice Council's Health Care Delivery Committee, Individual and Small Group Markets Committee, and Active Benefits Committee responded to the Committee on Health, Education, Labor, and...
Topics: Benefits
Date Published: 06/22/2024
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Committees Comment on Definition of Employer-Association Health Plans
The Health Practice Council's Individual and Small Group Markets Committee and Active Benefits Committee responded to the DOL's Employee Benefits Security Administration's proposed rule on...
Topics: Benefits
Date Published: 02/14/2024
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Committees Comment on Definition of Employer—Association Health Plans
The Health Practice Council’s Individual and Small Group Markets Committee and Active Benefits Committee responded to the DOL’s Employee Benefits Security Administration’s...
Topics: Benefits
Date Published: 02/14/2024
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Committee Comments on 2025 NBPP
The Health Practice Council's Individual and Small Group Markets Committee submitted comments to the Centers for Medicare & Medicaid Services regarding the proposed rule for the 2025 Notice of...
Topics: Medicare / Medicaid
Date Published: 01/08/2024
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Committee Comments on Draft 2025 Actuarial Value (AV) Calculator Methodology
The Individual and Small Group Markets Committee submitted comments to the Centers for Medicare & Medicaid Services' Center for Consumer Information & Insurance Oversight (CCIIO) on...
Topics: Medicare / Medicaid
Date Published: 01/02/2024
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Committees Comment on Short-Term, Limited-Duration Insurance Proposed Rules
The Health Practice Council's Individual and Small Group Markets Committee, Risk Sharing Subcommittee, and Active Benefits Committee submitted a comment letter to the Department of Health and Human...
Topics: Benefits Health Insurance
Date Published: 09/11/2023
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HPC Committees Comment on 2024 NBPP
The Health Practice Council's Individual and Small Group Markets Committee and Risk Sharing Subcommittee submitted a comment letter to the Centers for Medicare & Medicaid Services'...
Topics: Medicare / Medicaid
Date Published: 07/30/2023
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