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Preparing for Artificial Intelligence Before It's Too Late

By Adam Benjamin Perhaps the question is better phrased this way: What happens when intelligence and self-awareness are no longer traits that belong exclusively to the natural world? Other animals display varying degrees of intelligence, and some... Read More

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The Future of the ACA: Why any reforms to the health care law need to take key provisions into account

By Neil Sandhoefner Actuaries work with probability and statistics every day, and I’m willing to bet that even though we all know an exponential distribution like the backs of our hands, a good number of us were surprised by the outcome we saw... Read More

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PBR—Who, What, and How

By Arnold Dicke and Leonard Mangini Actuaries have several new responsibilities under principle-based reserving, and many resources to draw upon. In the discussions held by the Life Actuarial Task Force (LATF) of the National Association of... Read More

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Do You Really Think You'll Live Forever?

By Jeff Reeves Americans are inherently optimistic about how we shape our futures. And oftentimes, we are naively so. We say we will take care of our bodies, and often don’t. In a simple 2009 study,[1] subjects were asked how many times they... Read More

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Aging and Financial Security: It’s Complicated

Date Published: 05/07/2025

America’s demographics are rapidly changing. One out of six citizens is now at least 65 years old; a century ago, that figure was one in 20, according to census data.