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The Ticking Clock—Exploring Doomsday Risk Factors

By Wes Edwards It was widely reported earlier this year that the so-called Doomsday Clock was moved closer to midnight by the Bulletin of the Atomic Scientists.[1] It is 2½ minutes till midnight “largely because of the statements of a single... Read More

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Patterns and Noise—Kolmogorov Complexity, Efficiency, and Marginal Improvements

By Matthew Powell William of Ockham said that preference should be given to explanations with fewer elements. Claude Shannon said that any methodology that is an effective compressor is also an effective gambler. Andrey Kolmogorov said that the... Read More

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Insurance as Experience: A New Paradigm—Atomization of traditional offerings is allowing an unprecedented level of personalization

By Srivathsan Karanai Margan “An experience occurs when the company intentionally uses services as the stage, goods as props to engage individual customers in a way that creates a memorable event.” —B. Joseph Pine II and James H.... Read More

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Too Much Data—Why analytic competition is a problem … and what we can do about it

By Kurt J. Wrobel We truly live in the information age. We have access to much more information than at any other time in human history—whether it takes the form of videos, pictures, emails, text, or just raw data. We now have access to a vast... Read More

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Aging and Financial Security: It’s Complicated

Date Published: 05/07/2025

America’s demographics are rapidly changing. One out of six citizens is now at least 65 years old; a century ago, that figure was one in 20, according to census data.