Life

The Academy’s Life Practice Council (LPC) is dedicated to providing policymakers and regulators with unbiased technical expertise.

From crafting principle-based regulatory frameworks to optimizing risk-based capital strategies, the LPC is at the forefront of innovation in the life insurance industry.

Life
Capital

Capital

Life and annuity capital adequacy and recommendations to improve life Risk-Based Capital (RBC) requirements.
Explore
Financial Reporting

Financial Reporting

Life insurance and annuity topics that involve financial reporting, with an emphasis on GAAP and international issues.
Explore
Product

Product

Life and annuity product features and their design.
Explore
Reserves

Reserves

The minimum statutory reserve standard for all life and annuity products.
Explore
More Life Issues

Life News

Health Committee News

ASB Adopts Final Revision of ASOP No. 5

The ASB recently adopted a final revision of ASOP No. 5, Incurred Health Claim Liabilities. This ASOP provides guidance to actuaries when estimating or reviewing incurred claims when preparing or…
Topics: ASB News
Date Published: 04/27/2017
Read More
Life Committee News

ASB Approves Exposure of Proposed ASOP on Principle-Based Reserves for Life Products

The ASB approved an exposure draft of a proposed new ASOP titled Principle-Based Reserves for Life Products. The proposed ASOP will apply to actuaries when performing actuarial services on behalf of…
Topics: ASB News
Date Published: 04/14/2017
Read More

Life Resources

Resource

Applicability Guidelines for Actuarial Standards of Practice

Introduction to the Applicability Guidelines Actuarial Standards of Practice.  The Actuarial Standards Board (ASB) sets standards for appropriate actuarial practice in the United States…
Date Published: 10/14/2025
Download
Resource

Governance Checklist, Related to Testing Life Insurance Underwriting for Unfairly Discriminatory Practices

The Life Underwriting and Risk Classification Subcommittee released Governance Checklist, Related to Testing Life Insurance Underwriting for Unfairly Discriminatory Practices, which outlines items…
Topics: Life
Date Published: 08/27/2025
Download