Academy Resources

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Report to NAIC with Recommendation for New Long-Term Care RBC Formula

Long Term Care Risk Based Capital Work Group report on the review of the Managed Care Organization RBC formulas for LTC describes the source of data, methodology, analysis, and recommendations. It… Download
Date Published: 06/01/2004
Comment / Letter

Letter to NAIC on Proposed LTC Model Valuation Regulation

Long-Term Care Reserve Work Group letter to NAIC that illustrates the anticipated impact of various hypothetical changes in the mortality, voluntary lapse, interest and morbidity valuation… Download
Date Published: 09/10/2003
Comment / Letter

Letter on LTC RBC Report

Long-Term Care Risk-Based Capital Work Group letter to the Deputy Insurance Commissioner of Pennsylvania responding to concerns regarding total asset adequacy as it relates to the Long-Term Care RBC… Download
Date Published: 09/08/2003

Letter on LTC RBC Report

Long-Term Care Risk-Based Capital Work Group letter to the Deputy Insurance Commissioner of Pennsylvania responding to concerns regarding total asset adequacy as it relates to the Long-Term Care RBC…
Date Published: 09/08/2003
Comment / Letter

Report on Managed Care Organization RBC Formulas from Long-Term Care RBC Work Group

Long-Term Care RBC Work Group interim report on the Managed Care Organization Risk Based Capital formulas for Long Term Care (LTC) insurance products and described the source of data, methodology,… Download
Date Published: 06/22/2003
NAIC Report

Progress Report to NAIC from LTC Reserving Work Group

Update on the progress of six subgroups of the LTC Reserve Work Group: experience forms, morbidity improvement, credibility, termination experience, long-term objectives, and reserve assumptions in… Download
Date Published: 06/12/2003
Practice Note

Long-Term Care Insurance Compliance with the NAIC LTCI Model Regulation Relating to Rate Stability

Long-Term Care Insurance Compliance with the NAIC LTCI Model Regulation Relating to Rate StabilityPLEASE NOTE: This practice note was superceded by the 2012 Long-Term Care Insurance Compliance with… Download
Date Published: 05/01/2003
Comment / Letter

Letter to NAIC on Objectives of LTC Reserving Work Group

LTC Reserve Work Group outline of the proposed near-term and long-term objectives as they relate to the NAIC’s request for the Academy to review the reserve methodology for LTC insurance. Download
Date Published: 03/07/2003
NAIC Report

Presentation to NAIC on LTC RBC

Long-Term Care Risk-Based Capital Work Group status update to the NAIC on the progress of the LTC RBC work group. Download
NAIC Report

Report to NAIC Senior Issues Task Force on LTC Practice Note

Status report to the NAIC Senior Issues Task Force from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries filing LTCI… Download
Date Published: 12/06/2002
Discussion Paper

Group and Health Coverage in the Wake of September 11

Terrorism/Extreme Events Work Group monograph examining the impact of catastrophic terrorist events on group and health coverage, including medical benefits and non-medical benefits such as group… Download
Date Published: 12/02/2002
NAIC Report

Report to NAIC Accident and Health Working Group on LTC Practice Note

Status report to the NAIC Accident and Health Working Group from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries… Download
Date Published: 03/01/2002
NAIC Report

Report to NAIC Senior Issues Task Force on LTC Practice Note

Status report to the NAIC Senior Issues Task Force from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries filing LTCI… Download
Date Published: 03/01/2002
NAIC Report

Report to NAIC on LTC and Stop Loss RBC Projects

HRBC Task Force progress update to NAIC HRBC Working Group on the LTC and Stop Loss RBC projects. Download
Date Published: 12/08/2001
Issue Brief

Risk Classification in Voluntary Individual Disability Income and Long-Term Care Insurance

Genetic Testing Issues Task Force issue brief seeking to help policymakers and the public better understand the risk classification process in the long-term care and individual disability income… Download
Topics: Long-Term Care
Date Published: 12/03/2001
NAIC Report

Report to NAIC Accident and Health Working Group on LTC Practice Note

Status report to the NAIC Accident and Health Working Group from the Academy’s LTC Work Group on progress toward the completion of an actuarial practice note that provides guidance to actuaries… Download
Date Published: 12/01/2001
Issue Brief

Federal Tax Incentives for Long-Term Care Insurance: Actuarial Issues and Public Policy Implications

Task Force on Long-Term Care issue brief discussing the actuarial and public policy implications of using federal tax incentives to encourage the purchase of private long-term care insurance. Download
Date Published: 08/01/2001
Practice Note

Long-Term Care Insurance (1995)

Long-Term Care Insurance (1995)Practice Note developed by the Committee on Health Financial Issues that addresses questions and issues regarding the valuation actuary’s responsibilities under the… Download
Date Published: 11/02/1995