Contingencies

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Picking Up Speed: The autonomous vehicle revolution has begun—here’s what’s coming next

By Jeff Reeves It’s hard to imagine life before our nation’s love affair with the automobile. Car culture has been a fixture of American life for decades, from drive-in movies to Hot Wheels toys to Disney’s “Cars” franchise. But in... Read More

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Robots Join the Team—Automation, transformation, and the future of actuarial work

By Mike Hughes, Ian Sterling, and Raju Saxena Insurers are embracing innovation and advanced technology like never before as they seek to drive growth, preserve profitability, and manage risk. Insurance leaders in finance, risk, and the actuarial... Read More

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The Case for Variable Long-Term Care Insurance

By Paul E. Forte and Roger D. Loomis Today, consumers, regulators, and even insurers have questioned whether a level premium approach makes sense for LTCI. However, current regulations require that tax-qualified LTCI plans use level premium... Read More

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Wild Blue Yonder—With drone use on the rise, insuring against associated liability is a big unknown

By Michael G. Malloy The boom in both commercial and recreational drone use in recent years has raised questions regarding how insurers treat the rapidly growing technology. Drones, also known as unmanned aircraft systems (UASs) or unmanned... Read More

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The Balancing Act: Work, family, hobbies—how does it all fit together?

An actuary looks back ... and forward By Jason Sears I am fully aware of the irony of writing an article about work-life balance when I have three children under the age of 4. Sometimes I will wake up and wonder how it is 2017 when just... Read More

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The Death of Moral Hazard?

How an interconnected ecosystem can address this pernicious problem By Srivathsan Karanai Margan In insurance, moral hazard is the idea that a party that is protected from risk will behave differently than they would if they lacked that... Read More