Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.

Long-Term Care Resources
Presentation
Update to NAIC LTC Actuarial Working Group
Long-Term Care Valuations Work Group update to NAIC’s Long-Term Care Actuarial Working Group on the progress of the groups activities.
Issue Brief
Considerations for Treatment of Past Losses in Long-Term Care Insurance Rate Increase Requests
Identifying issues commonly raised in favor of and against recoupment of past losses in various situations.
Topics: Long-Term Care
Comment / Letter
Comments on the Medicare Long-Term Care Services and Supports Act of 2018
Committee comments on proposed legislation to add a long-term care benefit to the Medicare program, evaluating in terms of financing, benefits, and coordination with other programs.
Presentation
Presentation on LTC to NCOIL
Presentation to the National Conference of Insurance Legislators about long-term care and sales and premium increase data; understanding premium rate increases; and essential criteria in LTC reform.
Topics: Long-Term Care
Presentation
Presentation on LTC Essential Criteria
Presentation at the SOA Health Meeting examining essential criteria for LTC reform proposals.
Topics: Long-Term Care
Comment / Letter
Subcommittee Comments to Maryland Insurance Commissioner on LTC Public Hearing
LTC Reform Subcommittee comment letter to the Maryland Insurance Administration Public Hearing on Long-Term Care Insurance.
Topics: Long-Term Care
Academy Testimony at Congressional Hearing on Long-Term Care
Laurel Kastrup, chairperson of the Academy’s Health Financial Reporting and Solvency Committee, testimony at a U.S. House Subcommittee on Government Operations hearing on the federal long-term…
Issue Brief
Essential Criteria for Long-Term Care Financing Reform Proposals
LTC Criteria Work Group issue brief examining the essential criteria that should be used to analyze long-term care (LTC) financing reform proposals.
Topics: Long-Term Care
Presentation
Long-Term Care Credibility Monograph
Long-Term Care (LTC) Credibility Monograph Work Group presentation on increasing the awareness of the applicability of credibility procedures to LTC insurance-related work, providing information on…
Topics: Long-Term Care
Issue Brief
Understanding Premium Rate Increases on Private Long-Term Care Insurance Policyholders
LTC Reform Subcommittee issue brief providing an overview of premium rate increases on private long-term care insurance policyholders.
Topics: Long-Term Care