Issue Brief

Wading Through Medical Insurance Pools: A Primer

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Publish Date:

09/30/2006

Category:

Policy & Research

Topics:

Financial Reporting, Risk Management, Solvency

Small Group Market Task Force issue brief describing the types of medical insurance pools, highlighting issues that are fundamental to pooling, and illustrating how changes within a multiple small-employer pool would affect medical costs. The issue brief also describes different rating methods and examines the potential effects of introducing a new rating mechanism in an existing insurance market.