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Building Insurance Literacy

Insurance touches nearly every aspect of financial life, yet many Americans lack a clear understanding of how it works or why it matters. This article explores the drivers and consequences of insurance illiteracy and highlights the vital role... Read More

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Autism in the Workplace: A Personal Journey of Discovery and Unerstanding

As we honor World Autism Month in April, this article seeks to raise awareness about autism creating a deeper understanding of the value autistic individuals bring to professional environments and promoting greater inclusion and support. By... Read More

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How an actuary convinced doctors to revisit their assumption setting

By Lenny Shteyman MAAA, FSA A doctor and actuary walk into an emergency room…. It sounds like the beginning of a dark joke actuaries would appreciate, except that it became my reality for five days in a row. Here’s my story. During my... Read More

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Cyber Awareness: It's Everyone’s Responsibility

Actuaries, insurers, regulators, and individuals—all play a part in mitigating the evolving risks. October marks Cybersecurity Awareness Month, a crucial time to reflect on the evolving landscape of cyber risk. In an age where digital threats... Read More

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Throwing Starfish: The Quest to Save a Million Lives

How actuaries, along with insurance and health care professionals, are addressing concerns around adverse mortality trends. By Nate Worrell A Dire Situation “There, along the strip of wet sand that marks the tide, death walks hugely and... Read More

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Volunteer Value—Giving Back, Gaining Benefits

Academy volunteers sound off on the advantages of serving on a committee or work group The Academy’s 1,000+ volunteers are the lifeblood of the organization, working with staff to deliver over 300 resources annually to benefit our members and... Read More

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Celebrating Women in the Actuarial Field

Read about the inspiring experiences and outlooks of our roundtable respondents. On the occasion of Women’s History Month, Contingencies sat down for a roundtable discussion with seven women at various stages of their careers in the actuarial... Read More

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WEB EXCLUSIVE: What the Hack?

Cybercrime and ransomware have become a global concern for governments and businesses By Michael G. Malloy The adage that crime doesn’t pay is being turned on its head with cybercrime, which pays well (often in hard-to-trace... Read More

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Aging and Financial Security: It’s Complicated

America’s demographics are rapidly changing. One out of six citizens is now at least 65 years old; a century ago, that figure was one in 20, according to census data.

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What Makes a Chief Actuary Truly Effective?

Learn about the 10 key competencies that enable chief actuaries to drive success in insurance companies across all sectors. By Ken Avner, Jack Burke, William Cashion, Patrick Getzen, Dave Nelson, Keith Passwater, Dan Rachfalski, Stafford... Read More

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Raising Awareness of Health Equity Considerations in Actuarial Work

Inherent biases in program development and modeling can contribute to health disparities, but existing ASOP guidance can help identify and mitigate these disparities. By Ian McCulla As trusted advisors for organizations interested in managing... Read More

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The Dynamics of Market Forces—Setting the Stage

By Carlos Fuentes Editor’s Note: This is the first of a two-part series examining the dynamics of market forces that govern the economy, which is the stage in which actuaries operate. The historical development of utility, supply, and... Read More

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The Power of Volunteering

By Anthony Washington From a 35-minute inaugural board meeting in 1965 to a thriving network of more than 1,000 volunteers, the Academy has built a lasting legacy of leadership and impact. As the Academy modernizes its approach to volunteer... Read More

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A Win-Win for All

Each year, the Academy gives several awards to members and volunteers to recognize their contributions. In this article, recipients of one of those awards, the Outstanding Volunteerism Award, explain how serving the Academy has benefited their... Read More

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Stephen Goss Retires After 50+ Years With the Social Security Administration

A leading voice in the U.S. actuarial community, his exemplary career included longtime service as an Academy volunteer. By Michael G. Malloy Stephen Goss, chief actuary of the Social Security Administration (SSA) and the 2013 recipient... Read More

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The Pioneering Dream of a Black Auto Insurance Company

Loyal Auto Insurance, the first Black-owned auto insurance company in the U.S., was born from wartime discrimination and community fundraising in the 1950s. Its story is a fascinating fragment of how race and insurance intersected in mid-century... Read More

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The Pacing Problem Unplugged Part 2

By Srivathsan Karanai Margan Editor’s Note: This is the second of a two-part series examining how technological innovation has thrown up new hurdles to the regulatory process. The first part, “The Pacing Problem Unplugged Part 1,”... Read More

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The Pacing Problem Unplugged Part 1

This is the first in a two-part series examining how technological innovation has thrown up new hurdles to the regulatory process. “Once a new technology rolls over you, if you’re not part of the steamroller, you’re part of the... Read More

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Aging and Financial Security: It’s Complicated

Date Published: 05/07/2025

America’s demographics are rapidly changing. One out of six citizens is now at least 65 years old; a century ago, that figure was one in 20, according to census data.

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