Risk Classification
Use of risk-based insurance scoring in auto and other insurance lines.

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Risk Classification Resources
Comment / Letter
Task Force Comments on NAIC Price Optimization White Paper
Comments to the NAIC executive committee by the Price Optimization Task Force on changes made to the proposed Price Optimization White Paper.
Comment / Letter
Comments to NAIC’s Property/Casualty Committee on Price Optimization White Paper
e Optimization Task Force comments to the NAIC’s Property/Casualty Committee on the Price Optimization White Paper after its adoption by the Casualty Actuarial and Statistical Task Force (CASTF).
NAIC Report
Committee Testimony on Auto Insurance Pricing at NAIC Hearing
Academy Senior Property/Casualty Fellow Jim MacGinnitie testimony at the National Association of Insurance Commissioners’ (NAIC) public hearing on automobile insurance pricing.
Comment / Letter
Comments to NAIC on CASTF Price Optimization White Paper
Price Optimization Task Force comments to the NAIC’s Casualty Actuarial and Statistical Task Force (CASTF) on its Price Optimization White Paper that was exposed on Oct. 13.
Comment / Letter
Comments to NAIC on CASTF Price Optimization White Paper
Price Optimization Task Force comments to NAIC’s Casualty Actuarial and Statistical Task Force (CASTF) on its Price Optimization White Paper.
Comment / Letter
CPC Comments to NAIC on Process for Approving Academy Members to Sign P/C NAIC Opinions
Casualty Practice Council comments to NAIC’s Casualty Actuarial and Statistical Task Force on the CPC’s process for approving member actuaries to sign P/C NAIC opinions.
Comment / Letter
Comments to FIO on Auto Insurance
Auto Insurance Committee comments to the Federal Insurance Office on issues surrounding monitoring the availability and affordability of auto insurance. This includes how to define affordability and…
Topics: Casualty
Comment / Letter
Comments to NAIC on Credit-Based Insurance Scores
Casualty Practice Council comments to testimony provided at an NAIC public hearing on the use of credit-based insurance scores.
Comment / Letter
Testimony at NAIC Meeting on Credit-Based Insurance Scores
Casualty Practice Council testimony at an NAIC meeting on the use of credit-based insurance scores.
Comment / Letter
Letter to EPA on Actuarial Issues in Voluntary Pay-as-You-Drive Initiative
Automobile Insurance Subcommittee letter to the Environmental Protection Agency addressing the actuarial issues raised by the EPA’s voluntary pay-as-you-drive initiative.
Topics: Casualty