Risk Classification

Use of risk-based insurance scoring in auto and other insurance lines.

Risk Classification

Risk Classification Resources

Comment / Letter

Task Force Comments on NAIC Price Optimization White Paper

Comments to the NAIC executive committee by the Price Optimization Task Force on changes made to the proposed Price Optimization White Paper.
Topics: Casualty NAIC
Date Published: 03/15/2016
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Comment / Letter

Comments to NAIC’s Property/Casualty Committee on Price Optimization White Paper

e Optimization Task Force comments to the NAIC’s Property/Casualty Committee on the Price Optimization White Paper after its adoption by the Casualty Actuarial and Statistical Task Force (CASTF).
Topics: Casualty NAIC
Date Published: 11/21/2015
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NAIC Report

Committee Testimony on Auto Insurance Pricing at NAIC Hearing

Academy Senior Property/Casualty Fellow Jim MacGinnitie testimony at the National Association of Insurance Commissioners’ (NAIC) public hearing on automobile insurance pricing.
Topics: Casualty NAIC
Date Published: 11/19/2015
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Comment / Letter

Comments to NAIC on CASTF Price Optimization White Paper

Price Optimization Task Force comments to the NAIC’s Casualty Actuarial and Statistical Task Force (CASTF) on its Price Optimization White Paper that was exposed on Oct. 13.
Topics: Casualty NAIC
Date Published: 10/21/2015
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Comment / Letter

Comments to NAIC on CASTF Price Optimization White Paper

Price Optimization Task Force comments to NAIC’s Casualty Actuarial and Statistical Task Force (CASTF) on its Price Optimization White Paper.
Topics: Casualty NAIC
Date Published: 04/15/2015
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Comment / Letter

CPC Comments to NAIC on Process for Approving Academy Members to Sign P/C NAIC Opinions

Casualty Practice Council comments to NAIC’s Casualty Actuarial and Statistical Task Force on the CPC’s process for approving member actuaries to sign P/C NAIC opinions.
Topics: Casualty NAIC
Date Published: 04/09/2015
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Comment / Letter

Comments to FIO on Auto Insurance

Auto Insurance Committee comments to the Federal Insurance Office on issues surrounding monitoring the availability and affordability of auto insurance. This includes how to define affordability and…
Topics: Casualty
Date Published: 06/09/2014
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Comment / Letter

Comments to NAIC on Credit-Based Insurance Scores

Casualty Practice Council comments to testimony provided at an NAIC public hearing on the use of credit-based insurance scores.
Topics: Casualty NAIC
Date Published: 05/15/2009
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Comment / Letter

Testimony at NAIC Meeting on Credit-Based Insurance Scores

Casualty Practice Council testimony at an NAIC meeting on the use of credit-based insurance scores.
Topics: Casualty NAIC
Date Published: 04/30/2009
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Comment / Letter

Letter to EPA on Actuarial Issues in Voluntary Pay-as-You-Drive Initiative

Automobile Insurance Subcommittee letter to the Environmental Protection Agency addressing the actuarial issues raised by the EPA’s voluntary pay-as-you-drive initiative.
Topics: Casualty
Date Published: 07/19/2002
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