Hill Visits 2025

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Top Resources for Today’s Key Issues

The Academy stands at the forefront of addressing complex risk and financial security challenges. Our mission is to provide objective, nonpartisan, evidence-based expertise and advice to policymakers across all levels of government. 

We’ve gathered the three key resources on casualty, health, life, retirement, and risk management that you should have at your fingertips.

CASUALTY

• Cyber Risk Toolkit  
  Contains a series of papers, updated periodically with the latest research and developments, that address issues pertinent to cyber risk insurance and cyber exposure.
• The National Flood Insurance Program: Challenges and Solutions
  Discusses the National Flood Insurance Program, including its background and intent, and also examines key issues that may affect the program
• Wildfire: An Issue Paper-Lessons Learned from the 2017 to 2021 Events
  Identifies and discusses key areas pertaining to wildfire risk after the 2017 to 2021 events in the Western U.S. placed a spotlight on how devastating wildfires can be to the general population, as well as the impact to the insurers and reinsurers.

See more of our casualty work.

HEALTH

• Ensuring Access, Affordability, Choice, and Competition in the Individual Health Insurance Market
  Provides an overview of how the individual health insurance market’s various rules build on this foundation to support the goals of increasing access to coverage, improving affordability, enhancing consumer choice, and encouraging insurer competition.
• Medicaid Per Capita Caps:  Design Considerations and Policy Implications
  Focuses on per capita caps and discusses some of the key design considerations and the potential implications of different design decisions.
• The State of Long-Term Care Insurance-2025
  Highlights the current state of LTCI, focusing specifically on policy design, management of legacy (or inforce) blocks of business, and policyholder engagement.

See more of our health work.

LIFE

• 2017 and 2021 Legislative Changes to the Definition  of Life Insurance
  Provides a summary of the relevant sections of the Code (sections 7702, 7702A); the changes to these sections in the Tax Cuts and Jobs Act of 2017 (TCJA), that became effective January 1, 2018; and the changes to these sections in the Consolidated Appropriations Act of 2021 (CAA) that became effective for contracts issued on or after  January 1, 2021.
• Asset-Intensive Reinsurance Ceded Offshore From U.S. Life  Insurers (With Focus on Bermuda)
  Offers a summary of motivations, common practices, and relevant actuarial guidance for U.S.-based actuaries involved in these reinsurance transactions, with a focus on reinsurance to Bermuda-based entities.
• What Are the Various Types  of Insured Annuities?
  Explains the various types of annuities available to individuals and their potential uses, as well as discussing some relevant tax implications.

See more of our life work.

RETIREMENT

• Social Security Challenge 
  Propose a reform approach to Social Security in this interactive tool by traveling through a virtual town to hear different views on reform ideas and information about their impacts, and then select an approach from a series of options and see how it works.
• Decumulation Strategies: Creating Lifetime Income from Defined Contribution Plans 
  Outlines the insured and non-insured options available through employer-sponsored defined contribution retirement plans. It also compares these options across key features and strategies. An executive summary of the full issue brief is also available.

See more of our retirement work.

RISK MANAGEMENT AND FINANCIAL REPORTING

• Climate Risks Pose Broad Impacts on Financial Security Systems
  Provides actuaries with a practical guide for considering a broad range of impacts that climate change may have on their work.
• Hedging & Risk Management
  Introduces how insurance companies manage risk and uses life insurance company management of mortality risk to illustrate examples of risk management techniques.
• Comment Letter: AI Use in Financial Services Sector
  Comments to the U.S. Department of the Treasury on the Request for Information (RFI) on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector.

See more of our risk management and financial reporting work.