How are U.S. Households Saving and Spending in Retirement? Observations and a Discussion on Preparedness and Decumulation

Decumulation—or the drawing down of retirement savings—is an important facet of long-term financial security.
Register
Date:

Oct. 16, 2025

Time:

12:00PM to 1:30PM EST

Registration Closes:

Oct. 16, 2025

REGISTRATION FEES

  • Members: $55
  • Nonmembers: $110
  • Group Registration for Academy Members: $500
  • Complimentary registration is available to the following cohorts of Academy members. Contact education@actuary.org to request a discount code to register.
    • Government regulators
    • Academy volunteers who meet both the below conditions:
      • “active” members of an Academy committee, board, subcommittee, task force, or work group; and
      • qualified for either a partial or full dues waiver during 2025.

ABOUT THIS WEBINAR
Decumulation—or the drawing down of retirement savings—is an important facet of long-term financial security. Most prior assessments of retirement savings and spending have found that many people are either entering retirement with insufficient savings, and exhausting what savings they have, or underspending their savings.

The following webinar presents original research using survey data on how prepared people are for retirement and how quickly they are spending their savings in retirement. The webinar brings together members of the Academy’s Retirement Policy and Design Evaluation Committee and Dr. Gal Wettstein from Boston College’s Center for Retirement Research.

In particular, speakers will explore:

  • Retirement savings and spending
  • Recommendations for policymakers and stakeholders

MODERATOR

Eli Greenblum, MAAA, FCA, FSA, EA
Member, Retirement Policy and Design Evaluation Committee (RPADE), American Academy of Actuaries

SPEAKERS

Steve Jackson
Director of Research, American Academy of Actuaries

Claire Wolkoff
Chair, Retirement Policy and Design Evaluation Committee (RPADE), American Academy of Actuaries

Eric Keener

Eric Keener
Member, Retirement Policy and Design Evaluation Committee (RPADE), American Academy of Actuaries

Gal Wettstein
Associate Director of Health and Insurance at the Center for Retirement and Research, Boston College

Mark Shemtob
Member, Retirement Policy and Design Evaluation Committee (RPADE), American Academy of Actuaries

CONTINUING EDUCATION
The American Academy of Actuaries believes in good faith that attendance at this live webinar constitutes an organized activity as defined under the current Qualification Standards for Actuaries Issuing Statements of Actuarial Opinion in the United States, and that attendees may earn up to 1.8 organized continuing education (CE) credits for attending this live webinar.

ADDITIONAL INFORMATION
Registration for this webinar is limited to the first 1,000 registrants. Visit our webinar FAQs to learn more about our webinar policies, including group registration. For more information about this webinar, contact education@actuary.org

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