Aging and Financial Security
Publish Date:
04/18/2025
Aging and financial security considers how aging directly influences insurance and financial programs. Opportunities and questions around government programs, like Social Security and Medicare, as well as retirement challenges as we see a transition from traditional pension plans to 401(k) and the impact of a gig economy, are reflected in this area. It also reflects concerns around issues like long-term care, financial security products like annuities, and the impact that physical and fiscal health has on housing needs, automobile coverage, and more.
Papers and Reports
- Social Security and The Financially Disadvantaged (issue brief)
- Improving Spousal Retirement Plan Protections-Gaps and Policy Proposals (issue brief)
- Immigration and Social Security (issue paper)
- Public Pension Plans: Helping Members Evaluate Buyout Programs and Other Lump Sums (issue brief)
- ERISA: 50 Years of Shaping the Single-Employer Defined Benefit Landscape (issue paper)
- Improving Retirement Outcomes: Demographic Considerations (policy paper)
- An Actuarial Perspective on the 2024 Social Security Trustees Report (issue brief)
- Individual Equity and Social Adequacy in the U.S. Social Security System (monograph)
- Aligning the PBGC’s Single- Employer Premium Structure With Its Objectives (issue brief)
- Collective Defined Contribution Plans (issue brief)
- An Actuarial Perspective on the 2025 Social Security Trustees Report (Policy Paper)
Blogs and Alerts
- Annual Social Security and Medicare Trustees’ Reports Released (alert–member only)
- Academy’s Life, Retirement Councils Provide Essential Information for Lifetime Income Security (blog)
- A Month to Focus on Life Insurance Literacy (blog)
- Many Lessons Still Left to Learn to Maximize 401(k) Participation Rate (blog)
- Popularity Won’t Save Social Security if Policymakers Don’t Act (blog)
- Insurance, With an Assist from Actuaries, Brings Security to Consumers (blog)
- Academy Discusses ERISA at 50, Focuses on Retirement Savings Shortfall (blog)
Presentations/Webinars