Risk-Based Capital

Risk-based capital issues in property and casualty actuarial practice, including its treatment by the National Association of Insurance Commissioners.

Risk-Based Capital

Risk-Based Capital Resources

NAIC Report

Committee Releases Report to the NAIC

The P/C Risk Basked Capital Committee released a Report to the NAIC P&C RBC (E) Working Group Update to P&C RBC Underwriting Factors and Investment Income Adjustment Factors. 
Date Published: 08/30/2023
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Discussion Paper

Discussion Draft of Joint P/C Health Report on Bond Factors

Joint P&C/Health Bond Factors Analysis Work Group discussion draft of a report to the NAIC’s Joint Health RBC and P/C RBC Drafting Group on bond factors.
Date Published: 01/31/2018
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Comment / Letter

Comments on Investment RBC Bond Factors

Comment letter submitted jointly by the P/C RBC Committee and the Health Solvency Subcommittee regarding changes to corporate bond factors being considered by the NAIC’s Investment Risk-Based…
Date Published: 07/25/2017
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Comment / Letter

P/C and Health Group Comments on Operational Risk Factor

Joint Property and Casualty Risk-Based Capital Committee and Health Solvency Subcommittee letter to the NAIC’s Operational Risk Subgroup on proposed changes to the operational risk factor in…
Date Published: 12/19/2016
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NAIC Report

Report to NAIC on P/C RBC Underwriting Factors

Property and Casualty Risk-Based Capital Committee report to the NAIC’s Property/Casualty Risk-Based Capital (E) Working Group providing a detailed update of property and casualty risk-based capital…
Date Published: 10/28/2016
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Comment / Letter

Comments to NAIC on Bond Risk Factors in RBC Formula

P/C Risk-Based Capital Committee comments to the NAIC’s Capital Adequacy Task Force on the ongoing examination of the bond risk factors used in the P/C risk-based capital (RBC) formula.
Date Published: 11/10/2015
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Comment / Letter

Comments to NAIC on Calculating R6, R7 Catastrophe Risks

Catastrophe Risk Subcommittee of the P/C Risk-Based Capital (RBC) Committee comments to the NAIC’s Catastrophe Risk Subgroup on the proposal to revise the calculation of catastrophe risks R6 and R7…
Date Published: 06/12/2015
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Comment / Letter

Comments to NAIC on Revised Form PR026

RBC Catastrophe Risk Subcommittee comments to NAIC’s Catastrophe Risk (E) Subgroup on revised Form PR026 for the 2015 reporting year.
Date Published: 05/22/2015
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Comment / Letter

Comments to NAIC on RAA’s Updated Proposal on Reinsurance Credit Risk

Risk-Based Capital Committee comment letter to the National Association of Insurance Commissioners on the Reinsurance Association of America’s (RAA) updated proposal on reinsurance credit risk…
Date Published: 10/01/2014
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Comment / Letter

Comments to NAIC on Reinsurance Credit Risk Updated Proposal

P/C Risk-Based Capital Committee comment letter to the National Association of Insurance Commissioners on the Reinsurance Association of America’s updated proposal on credit risk factors.
Date Published: 05/12/2014
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